CENTURY 21 Edge
$308,0002 bd2 ba1,089 sqft$283 /sqft$2,324 /mo all-in ↓

220 SANTA MARIA STREET UNIT 338, VENICE, FL, 34285

Active33 days on marketListed Jul 11, 2026MLS #A4699490

CondominiumBELLA COSTA II

About this home

220 SANTA MARIA STREET UNIT 338

LOCATION, LOCATION, LOCATION! Welcome to Bella Costa Condominiums, a beautifully maintained WATERFRONT COMMUNITY nestled along the INTRACOASTAL WATERWAY in the heart of HISTORIC DOWNTOWN VENICE. Surrounded by lush tropical landscaping, this community offers the perfect blend of relaxation and recreation with a SPARKLING COMMUNITY POOL, CLUBHOUSE featuring movies, dancing, exercise classes, happy hours, social gatherings, a FITNESS CENTER, and scenic walking and biking paths. End your evenings watching BREATHTAKING SUNSETS from the community's waterfront point or gathering with neighbors around the FIRE PIT as boats glide by on the Intracoastal. Located on the THIRD FLOOR WITH ELEVATOR ACCESS, this bright and inviting TWO-BEDROOM, TWO-BATH condo offers a comfortable, low-maintenance lifestyle. The building offers a YOUNG ROOF (2023) while unit 338 offers a NEW HVAC SYSTEM (2023), NEW HOT WATER HEATER (2023), NEWER IMPACT WINDOWS throughout and has been FRESHLY PAINTED... all offering PEACE OF MIND! The light and bright kitchen features tile flooring, a tray ceiling, recessed lighting, abundant cabinet storage, and a convenient pass-through window overlooking the expansive living room, making it easy to stay connected while entertaining. Wood-look laminate flooring extends throughout the living room and bedrooms, while an additional flex space surrounded by floor-to-ceiling windows provides the perfect setting for a reading nook, home office, or sitting area with relaxing community views. Both bedrooms offer PRIVATE EN SUITE BATHROOMS, offering comfort and privacy for residents and guests alike. The guest bath offers a decorative tile shower, while the spacious PRIMARY SUITE includes a tub/shower combination and a LARGE WALK-IN CLOSET for ample storage. Whether you're searching for a seasonal getaway, an investment (rental history available upon request) or a year-round residence, Bella Costa offers an exceptional opportunity to enjoy the WATERFRONT LIFESTYLE, vibrant downtown, and everything that makes Venice one of Florida's most cherished coastal destinations. It is a SHORT WALK away from Venice Ave, shopping and dining, Centennial Park, the Farmer's Market, and year-round community events, with VENICE BEACH AND THE GULF JUST ONE MILE AWAY, FREE PARKING downtown and at the beach, and the LEGACY TRAIL ONLY ONE BLOCK from your door. Come experience it all for yourself and discover why so many love calling Bella Costa home! Unit sold unfurnished.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,089

Sqft

1.99 ac

Lot size

1974

Year built

One

Levels

$283

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Tray Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorLighting · Outdoor Grill · Sidewalk

Community & fees

Taxes (2025)$2,572/yr
PetsCats OK, Number Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,324 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,813
FHA mortgage insurance (est.)$136
Property tax — 2025 actual bill$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,780Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,780
Interest rate6.00%
Loan term

Estimated payment

$2,324/mo

Principal & interest$1,813
FHA mortgage insurance (est.)$136
Property taxes (actual bill)$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $308K
$279KedgeAI estimate $315,287 · range $291K$379K$394K

vs edgeAI estimate

−2.3%

$/sqft vs Venice actives

$283 vs $254

Days on market

33 vs 63 typical

Where $283/sqft sits among the 400 Venice actives

133
144 · this home
57
20
13
33
$155–223$223–290$290–358$358–425$425–493$493+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Costa

Map of 220 SANTA MARIA STREET UNIT 338 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Venice. See the full Venice guide →

Bella Costa — neighborhood snapshot

Population

212

Median age

74

Median home value

$439,100

Avg household

1

Households w/ children

9%

For the school run

Sarasota County School District

ElementaryVenice Elementary School★★★★★
HighVenice Senior High School★★★★
MiddleVenice Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Venice market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$390K$382K

Venice median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

192 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the VENICE 34285 median. See the full Venice market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $308,000 · 33 days on market since
1974Built · BELLA COSTA II

Reality check

What actually sold near 220 SANTA MARIA STREET UNIT 338

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

230 SANTA MARIA STREET UNIT 330Sold · Mar ’26

$385,000

230 SANTA MARIA STREET UNIT 330 · same community

2 bd · 2 ba · 1,089 sqft · $354/sqft · 32 DOM

240 SANTA MARIA STREET UNIT 226Sold · Mar ’26

$370,000

240 SANTA MARIA STREET UNIT 226 · same community

2 bd · 2 ba · 1,088 sqft · $340/sqft · 23 DOM

230 SANTA MARIA STREET UNIT 333Sold · Jan ’26

$313,350

230 SANTA MARIA STREET UNIT 333 · same community

2 bd · 2 ba · 1,013 sqft · $309/sqft · 261 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 220 SANTA MARIA STREET UNIT 338 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 220 SANTA MARIA STREET UNIT 338 — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

220 SANTA MARIA STREET UNIT 338 FAQs

What would the monthly payment be for 220 SANTA MARIA STREET UNIT 338?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 220 SANTA MARIA STREET UNIT 338?+

The most recent tax bill on record (2025) was $2,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 220 SANTA MARIA STREET UNIT 338?+

The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Venice?+

At $308,000, this home is listed about 21% below the Venice median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 220 SANTA MARIA STREET UNIT 338?+

Venice Elementary School (elementary), Venice Senior High School (high), Venice Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ON THE WATER S · Karie Backman. MLS #A4699490.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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