611 RIVIERA DUNES WAY UNIT 403, PALMETTO, FL, 34221
Active134 days on marketListed Apr 1, 2026MLS #A4688271
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Upcoming open house
Sun, Aug 16
1:00 PM – 4:00 PM
About this home
611 RIVIERA DUNES WAY UNIT 403
Immerse yourself in luxurious living every day with breathtaking panoramic river views showcased from within the gated waterfront enclave of Laguna at Riviera Dunes. From your fourth-floor balcony, unwind as you witness spectacular sunsets, dazzling city lights and a mesmerizing parade of boats, all set against a vibrant backdrop of Florida's wildlife such as majestic manatees, playful dolphins and native birds. The 9-foot floor-to-ceiling hurricane-impact glass sliders seamlessly blend indoor and outdoor living, framing the view as a masterpiece. This beautiful condominium is being sold turnkey furnished with owners only occupying the condominium three months of every year. Kitchen offers granite counters, wood cabinetry and a spacious dinette area. Retreat to the primary suite, where awe-inspiring river views await, complemented by a walk-in closet, dual vanities, and a separate tub and shower. Featuring a split bedroom layout, the open-floor plan includes a flexible area ideal for use as an office or a den. Other features include an indoor laundry room, 24-hour guarded security gate, covered parking, new water heater (2025), new roof (2025) and owner will be replacing the HVAC system (2026). Resort-style amenities include a waterside heated pool and spa, club room for entertainment, gym, two grills under covered pavilion, and tennis and pickleball courts. This vibrant, pet-friendly, maintenance-free waterfront offers direct boat access to Tampa Bay, the Intracoastal Waterway, and the Gulf. Boat slips can be available for sale or rent from Laguna current owners. Enjoy easy access to the neighboring Riviera Dunes Marina and Dockside Grill & Bar. Proximity to world-renowned Gulf beaches, premier dining, upscale shopping, Emerson Point Preserve and the scenic Bradenton Riverwalk creates ultimate convenience. Easy access to Interstate 75, Interstate 275 and three international airports. Experience unparalleled river views where every day feels like a celebration and the views are endlessly inspiring.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,758
Sqft
0 ac
Lot size
1
Garage
2007
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,833 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,833/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.2%
$/sqft vs Palmetto actives
$242 vs $205
Days on market
134 vs 63 typical
Where $242/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
228 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 611 RIVIERA DUNES WAY UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,400,000
611 RIVIERA DUNES WAY UNIT 702 · same community
3 bd · 4.5 ba · 4,244 sqft · $330/sqft · 66 DOM
Sold · Oct ’25$480,000
610 RIVIERA DUNES WAY UNIT 306
2 bd · 2 ba · 1,758 sqft · $273/sqft · 102 DOM
Sold · Jun ’26$480,000
606 RIVIERA DUNES WAY UNIT 306
2 bd · 2 ba · 1,758 sqft · $273/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 611 RIVIERA DUNES WAY UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 611 RIVIERA DUNES WAY UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
611 RIVIERA DUNES WAY UNIT 403 FAQs
What would the monthly payment be for 611 RIVIERA DUNES WAY UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,833/mo — principal and interest, the actual property-tax bill, the $402/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 611 RIVIERA DUNES WAY UNIT 403?+
The association fee works out to $402 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 611 RIVIERA DUNES WAY UNIT 403?+
The most recent tax bill on record (2025) was $6,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 611 RIVIERA DUNES WAY UNIT 403?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $425,000, this home is listed about 7% above the Palmetto median of $397,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
134 days on market against a Palmetto median of 63 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $435,000, now $425,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Cindy Pierro. MLS #A4688271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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