CENTURY 21 Edge
$459,0004 bd2 ba2,207 sqft$208 /sqft$3,458 /mo all-in ↓

8769 MONTEREY BAY LOOP, BRADENTON, FL, 34212

Active105 days on marketListed Apr 17, 2026MLS #A4689555

WaterfrontSingle Family ResidenceSTONEYBROOK AT HERITAGE HARBOUR D-1

About this home

8769 MONTEREY BAY LOOP

Welcome to the highly desirable gated community of Stoneybrook at Heritage Harbour, where resort-style living meets everyday convenience. This spacious 4-bedroom, 2-bath home offers over 2,200 sq ft of well-designed living space with a functional split-bedroom floor plan and inviting indoor-outdoor flow. Enjoy tranquil pond views from the screened lanai, creating the perfect backdrop for relaxing evenings or morning coffee. Inside, the home features engineered bamboo hardwood and tile flooring, multiple living and dining spaces, and a comfortable layout ideal for both entertaining and daily living. Stoneybrook at Heritage Harbour is known for its exceptional amenities and active lifestyle offerings, including a resort-style community pool, fitness center, clubhouse, tennis and pickleball courts, basketball courts, playground, dog park, and scenic walking paths. Golf enthusiasts will appreciate the community’s golf course, while residents of all ages enjoy the vibrant, amenity-rich environment. Ideally located, this home is just minutes from the new Heritage Harbour Marketplace, featuring premier shopping and dining options such as Costco, Target, Hobby Lobby, Academy Sports, Seasons 52, Whole Foods, Millers Ale House, Longhorn Steakhouse, Cava and more. Also nearby is Panera, Chipolte, Einstein Bagels, Crunch Fitness, and even more! Commuters will love the easy access to I-75, making travel to Sarasota, Tampa, and surrounding areas seamless. Plus, you’re only about 30 minutes from the stunning Gulf Coast beaches, known for their sugar-white sand and breathtaking sunsets. Note: the exterior has been newly painted!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,207

Sqft

0.17 ac

Lot size

2

Garage

2005

Year built

One

Levels

$208

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringBamboo · Ceramic Tile · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Dryer · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Other · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$92/mo
Taxes (2025)$3,612/yr
PetsNumber Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,458 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$301
HOA fee — from the listing$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,458/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$301
HOA / condo fee$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$441KedgeAI estimate $475,369 · range $462K$486K$505K

vs edgeAI estimate

−3.4%

$/sqft vs Bradenton actives

$208 vs $251

Days on market

105 vs 53 typical

Where $208/sqft sits among the 400 Bradenton actives

104
97 · this home
91
44
27
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Map of 8769 MONTEREY BAY LOOP inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $459,000 · 105 days on market since
2005Built · STONEYBROOK AT HERITAGE HARBOUR D-1

Reality check

What actually sold near 8769 MONTEREY BAY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

259 GOLDEN HARBOUR TRAILSold · Nov ’25

$535,000

259 GOLDEN HARBOUR TRAIL · same community

3 bd · 2 ba · 2,203 sqft · $243/sqft · 206 DOM

9004 BROOKFIELD TERRACESold · Feb ’26

$580,000

9004 BROOKFIELD TERRACE · same community

3 bd · 2 ba · 2,261 sqft · $257/sqft · 19 DOM

9008 WILLOWBROOK CIRCLESold · Jan ’26

$640,000

9008 WILLOWBROOK CIRCLE · same community

4 bd · 3 ba · 2,416 sqft · $265/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8769 MONTEREY BAY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8769 MONTEREY BAY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8769 MONTEREY BAY LOOP FAQs

What would the monthly payment be for 8769 MONTEREY BAY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,458/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8769 MONTEREY BAY LOOP?+

The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8769 MONTEREY BAY LOOP?+

The most recent tax bill on record (2025) was $3,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8769 MONTEREY BAY LOOP?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $459,000, this home is listed about 16% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 8769 MONTEREY BAY LOOP?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW SUNCOAST · Kym Paxton. MLS #A4689555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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