9028 WILLOWBROOK CIRCLE, BRADENTON, FL, 34212
Active190 days on marketListed Jan 15, 2026MLS #TB8465069
About this home
9028 WILLOWBROOK CIRCLE
Spacious Living with Lake and Conservation Views! Located in the established resort-style community of Heritage Harbour, this home offers a quiet retreat with a functional, open layout. The large backyard and screened porch provide a private outdoor space overlooking a serene lake and protected conservation area. The heart of the home is a wide-open living space that connects the kitchen to a combined dining and family room. The kitchen is designed with both storage and utility in mind, featuring, rich Cherry Spice cabinetry and a custom backsplash, an integrated desk area for a convenient home workstation, a layout optimized for hosting and daily meals. *NEW roof installed in 2025* Upstairs, the oversized primary suite includes a dedicated sitting area that easily doubles as a private home office. There are three additional bedrooms and three full bathrooms on the second floor, providing plenty of space for family or guests. A half-bath is conveniently located on the main level. Heritage Harbour offers an impressive array of amenities with low fees, including a public golf course, tennis, pickleball, and heated pools. The clubhouse features a fitness center and a full calendar of activities. The home is in walking or biking distance to soccer and baseball fields. Easy access to I-75 for quick trips to Lakewood Ranch, Sarasota, and area beaches. Local elementary and middle schools are located just down the road. Whether you are looking for a primary residence or a reliable rental investment, this property offers significant value in a prime location.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,909
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Bradenton actives
$177 vs $239
Days on market
190 vs 53 typical
Where $177/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Heritage Harbour — neighborhood snapshot
Population
6,256
Median age
51
Median income
$103,298
Median home value
$400,220
Avg household
2
Households w/ children
451
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
183 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9028 WILLOWBROOK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$465,000
9003 WILLOWBROOK CIRCLE · same community
4 bd · 3.5 ba · 2,909 sqft · $160/sqft · 265 DOM
Sold · May ’26$645,000
9010 KINGSBURY PLACE · same community
4 bd · 3 ba · 2,880 sqft · $224/sqft · 67 DOM
Sold · Aug ’25$700,000
8840 BROOKFIELD TERRACE · same community
4 bd · 3 ba · 2,868 sqft · $244/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 9028 WILLOWBROOK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9028 WILLOWBROOK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9028 WILLOWBROOK CIRCLE FAQs
What would the monthly payment be for 9028 WILLOWBROOK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,181/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9028 WILLOWBROOK CIRCLE?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9028 WILLOWBROOK CIRCLE?+
The most recent tax bill on record (2024) was $8,038. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9028 WILLOWBROOK CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $515,000, this home is listed about 30% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 9028 WILLOWBROOK CIRCLE?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$515,000 runs 28% above the BRADENTON 34212 median — but at 2,909 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
190 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $550,000, now $515,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE TENPENNY COLLECTION · Nicholas Freas. MLS #TB8465069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 9028 WILLOWBROOK CIRCLE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →