412 GOLDEN HARBOUR TRAIL, BRADENTON, FL, 34212
Active7 days on marketListed Sep 13, 2026MLS #A4705309
About this home
412 GOLDEN HARBOUR TRAIL
Welcome to this spacious 4-bedroom, 2-bath home with a BONUS LOFT, peaceful front lake views, and a private backyard in the sought-after gated community of Stoneybrook at Heritage Harbour. Major improvements provide added peace of mind, including a new tile roof (2025) with gutters and splash guards, hurricane-impact windows and front door, two HVAC systems (2020), water heater (2023), and new electrical panel (2025). Additional improvements include LED lighting throughout, updated light fixtures and ceiling fans, first-floor blinds, and a paver driveway and walkway providing handicap-accessible entry. An extended screened lanai with upgraded screening, pavers, French drains, and rock landscaping creates even more space to enjoy Florida's outdoor lifestyle. Stoneybrook offers resort-style amenities including a community pool, fitness center, clubhouse, tennis and pickleball courts, basketball, volleyball, bocce, cornhole, walking trails, playground, and dog park. The community is also home to an award-winning 18-hole golf course open for public play, with membership options available. Conveniently located less than three minutes from I-75, you'll have easy access to Sarasota's beaches, shopping, dining, and healthcare, as well as St. Petersburg, Tampa, and the greater Tampa Bay area.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,880
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs STONEYBROOK AT HERITAGE HARBOUR D-1
$182 vs $206
Days on market
7 vs 56 typical
Where $182/sqft sits among the 7 homes for sale in STONEYBROOK AT HERITAGE HARBOUR D-1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Harbour
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Heritage Harbour — neighborhood snapshot
Population
6,256
Median age
51
Median income
$103,298
Median home value
$400,220
Avg household
2
Households w/ children
451
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 7
STONEYBROOK AT HERITAGE HARBOUR D-1 have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the BRADENTON 34212 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 412 GOLDEN HARBOUR TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$645,000
9010 KINGSBURY PLACE · same community
4 bd · 3 ba · 2,880 sqft · $224/sqft · 67 DOM
Sold · Dec ’25$465,000
9003 WILLOWBROOK CIRCLE · same community
4 bd · 3.5 ba · 2,909 sqft · $160/sqft · 265 DOM
Sold · Dec ’25$650,000
9074 WILLOWBROOK CIRCLE · same community
4 bd · 3 ba · 2,443 sqft · $266/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 412 GOLDEN HARBOUR TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 412 GOLDEN HARBOUR TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
412 GOLDEN HARBOUR TRAIL FAQs
What would the monthly payment be for 412 GOLDEN HARBOUR TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,176/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 412 GOLDEN HARBOUR TRAIL?+
The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 412 GOLDEN HARBOUR TRAIL?+
The most recent tax bill on record (2025) was $7,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 412 GOLDEN HARBOUR TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $525,000, this home is listed about 35% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 412 GOLDEN HARBOUR TRAIL?+
Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 24% above the BRADENTON 34212 median — but at 2,880 sqft it's also nearly twice the size of the typical Bradenton listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Bradenton market that averages 56 — if it fits, move quickly.
04Strong assigned schools
Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Stephanie Merrithew. MLS #A4705309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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