4015 OVERTURE CIRCLE UNIT 314, BRADENTON, FL, 34209
Active166 days on marketListed Apr 27, 2026MLS #A4691417
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Upcoming open house
Sun, Oct 25
1:00 PM – 4:00 PM
About this home
4015 OVERTURE CIRCLE UNIT 314
Virtually Staged. 3 bedroom, 2 bath condo in West Bradenton near Gulf beaches, about 15 minutes to Public Beaches. Corner unit, one-car garage, Flood Zone X, screened-in lanai. Close to Robinson Preserve, local marinas, shopping and dining. The open-concept kitchen, dining and living area works for everyday living and entertaining. The kitchen has extended counter space and ample cabinetry. The primary suite has a walk-in closet, and two additional bedrooms flex for guests, a home office, hobbies or changing needs. The screened lanai extends your living space outdoors. Residents enjoy a clubhouse, fitness center, community pool, playground, sidewalks, community mailbox, and professionally maintained common areas. The monthly HOA fee of $529.66 includes cable television, common area taxes, community pool maintenance, escrow reserves, exterior maintenance, grounds maintenance, and professional community management, helping simplify ownership by covering many routine community expenses. Palma Sola Trace is pet friendly and allows up to two pets, including large dogs, subject to community rules and regulations. Photos virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,277
Sqft
15.04 ac
Lot size
1
Garage
2007
Year built
Multi/Split
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.1%
$/sqft vs PALMA SOLA TRACE
$226 vs $224
Days on market
166 vs 75 typical
Where $226/sqft sits among the 15 homes for sale in PALMA SOLA TRACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,586
Median age
58.1
Median income
$80,829
Median home value
$357,300
Avg household
2.21
Households w/ children
2,354
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 15
PALMA SOLA TRACE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4015 OVERTURE CIRCLE UNIT 314
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
4132 OVERTURE CIRCLE · same community
3 bd · 2 ba · 1,277 sqft · $258/sqft · 19 DOM
Sold · Feb ’26$283,000
7250 HAMILTON ROAD UNIT 7250 · same community
3 bd · 2 ba · 1,277 sqft · $222/sqft · 7 DOM
Sold · Dec ’25$305,000
4050 OVERTURE CIRCLE UNIT 467 · same community
3 bd · 2 ba · 1,277 sqft · $239/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4015 OVERTURE CIRCLE UNIT 314 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4015 OVERTURE CIRCLE UNIT 314 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4015 OVERTURE CIRCLE UNIT 314 FAQs
What would the monthly payment be for 4015 OVERTURE CIRCLE UNIT 314?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4015 OVERTURE CIRCLE UNIT 314?+
The most recent tax bill on record (2025) was $2,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4015 OVERTURE CIRCLE UNIT 314?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $289,000, this home is listed about 26% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4015 OVERTURE CIRCLE UNIT 314?+
H. S. Moody Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34209 market on paper
$289,000 is 3% below the BRADENTON 34209 median of $298,750, and at $226/sqft it sits under the Bradenton average of $271.
02Time on market is leverage
166 days on market against a Bradenton median of 75 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $298,900, now $289,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Beth Beckert. MLS #A4691417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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