3607 LAKE BAYSHORE DRIVE UNIT J-312, BRADENTON, FL, 34205
Active166 days on marketListed Apr 27, 2026MLS #A4691418
About this home
3607 LAKE BAYSHORE DRIVE UNIT J-312
2BR/1BA condo J-312 in Bayshore on the Lake in Bradenton. Third-floor lake view, elevator, 2025 impact windows, Flood Zone X. Approx. 912 sq ft. Condo J-312 offers approximately 912 square feet with 2 bedrooms and 1 bathroom in Bayshore on the Lake, a 55+ waterfront community in Bradenton. This third-floor residence overlooks Bayshore Lake and includes elevator access, 2025 impact windows, a newer water heater, and assigned parking space J-312 near the building entrance. The location provides convenient access to Anna Maria Island, the Bradenton Riverwalk, shopping, healthcare, golf, restaurants, and everyday services. The floor plan features a spacious living and dining area, a functional kitchen with range, refrigerator, and dishwasher, and two bedrooms. Vinyl plank flooring extends through the main living areas. Lake views from the third floor add a waterfront setting without sacrificing the convenience of elevator access. Recent property and building improvements address several practical considerations for Florida condominium ownership. Impact windows were installed in 2025, and the residence has a newer water heater. The property is located in Flood Zone X. Building J has completed its required professional milestone inspection, with the engineering report concluding that a Phase 2 inspection was not required at the time of review. The association also reports that the roof replacement project has been completed and is backed by a 25-year warranty. The monthly HOA fee is $569 and includes cable TV, internet, water, sewer, trash service, exterior maintenance, grounds maintenance, reserve funding, common area upkeep, and access to community amenities. Residents have access to a heated pool, clubhouse with kitchen, library, covered fishing pier, shuffleboard courts, kayak launch, grilling area, and car wash station. Bayshore on the Lake provides a low-maintenance ownership option near Bradenton's daily conveniences and Gulf Coast destinations. Grocery stores, restaurants, hospitals, urgent care, golf courses, the Bradenton Riverwalk, and the beaches of Anna Maria Island are nearby. With its third-floor lake view, 2025 impact windows, elevator access, completed building improvements, and included community amenities, J-312 offers a practical option for full-time or seasonal Florida ownership.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
912
Sqft
2.31 ac
Lot size
1980
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$967 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$967/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+73.4%
$/sqft vs Bradenton actives
$126 vs $243
Days on market
166 vs 75 typical
Where $126/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34205 — neighborhood snapshot
Population
30,607
Median age
46.7
Median income
$51,170
Median home value
$236,900
Avg household
2.24
Households w/ children
2,778
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3607 LAKE BAYSHORE DRIVE UNIT J-312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$96,000
3563 LAKE BAYSHORE DRIVE UNIT J206 · same community
2 bd · 1 ba · 912 sqft · $105/sqft · 89 DOM
Sold · Sep ’26$50,000
3531 LAKE BAYSHORE DRIVE UNIT J106 · same community
2 bd · 1 ba · 912 sqft · $55/sqft · 268 DOM
Sold · Jan ’26$55,000
3559 LAKE BAYSHORE DRIVE UNIT J-204 · same community
2 bd · 1 ba · 1,040 sqft · $53/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3607 LAKE BAYSHORE DRIVE UNIT J-312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3607 LAKE BAYSHORE DRIVE UNIT J-312 — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3607 LAKE BAYSHORE DRIVE UNIT J-312 FAQs
What would the monthly payment be for 3607 LAKE BAYSHORE DRIVE UNIT J-312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $967/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3607 LAKE BAYSHORE DRIVE UNIT J-312?+
The most recent tax bill on record (2025) was $950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3607 LAKE BAYSHORE DRIVE UNIT J-312?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $115,000, this home is listed about 71% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3607 LAKE BAYSHORE DRIVE UNIT J-312?+
Robert H. Prine Elementary School (elementary), Southeast High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34205 market on paper
$115,000 is 34% below the BRADENTON 34205 median of $175,000, and at $126/sqft it sits under the Bradenton average of $271.
02Time on market is leverage
166 days on market against a Bradenton median of 75 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $125,000, now $115,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Beth Beckert. MLS #A4691418.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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