CENTURY 21 Edge
$3,9952 bd1.5 ba981 sqft$4 /sqft$189 /mo all-in ↓

109 PASS KEY ROAD UNIT 109, SARASOTA, FL, 34242

Active103 days on marketListed Apr 29, 2026MLS #A4691869

Priced 99% below the SARASOTA 34242 medianFully furnishedTownhouseSANDY COVE II

About this home

109 PASS KEY ROAD UNIT 109

Welcome to this Siesta Key Florida fully furnished town house for rent, located on the barrier island of Siesta Key Florida #1 beach in USA, made famous for its pure quartz sugar sand. A truly tropical beach front community Sandy Cove in Siesta Key with private fishing pier, small private beach and beautiful ocean view, and only one block from Siesta Key Village. A rarely available 2 bedroom two story townhouse for rent in Siesta Key Florida with enough space and privacy to suit year-round residents or your vacation home, those wishing to escape the harsh winter weather or anyone wanting a mesmerizing getaway location that offers a multitude of recreational and cultural activities. Take a look at this private Townhouse with stunning spanish tile floors throughout. Enjoy dolphins and manatees from your complexes own private gulf access and be amazed by the sea turtle nesting activities. One king size bed on first floor, two twin beds on 2nd floor with private balcony with ocean view. Launch your kayak for a quick paddle to the popular sand bars and return home to delight in the best sunset viewing around. Catch a wide variety of fish (snapper, grouper, flounder, etc.) off the private pier or take a short stroll into Siesta Key Village for a little shopping, a quick lunch or the best fine dining that the Sarasota area has to offer. You will love the option of your own private fishing pier or only a block to the Siesta Key public beach for collecting sea shells and enjoying the world-renown beautiful quartz sand beach. The downstairs has the master bedroom, family room, kitchen with newer cabinets and quartz countertops as well as some new appliances and dining nook. Also downstairs is the full bathroom. Upstairs, you will find two distinct loft spaces with two twin beds with half bath in between as well as your private balcony. There is a view of the gulf from every room in the house. Enjoy the endless sunsets and the waves crashing against the shoreline from this light and bright townhouse. A private path will lead you to the shores of jewel toned waters of the Gulf of Mexico and Big Pass, where you can view the endless array of marine life, fish from the private pier, or just sit back and relax and watch the boats sail off into the sunset. In this unit, there is a private balcony on 2nd floor with beautiful gulf view, and private screen patio off Master Bedroom with gulf view, this unit also has brand new refrigerator, brand new dishwasher and high end German Miele build in Oven, exhaust fan and Miele cooktop. There are two private parking spots in front of this unit for four our unit 109 plus many guests parking spots in front of this unit. Ocean view from this townhouse is amazing! You will have ocean view from every room (ocean view from family room, ocean view from master bedroom, ocean view from upstairs loft bedrooms, ocean view from kitchen and even the upstairs bathroom has the ocean view), this is a very unique ocean front view townhome! You'll never miss a sunset again! You can drink your wine and enjoy the sunset at your outdoor patio, and relax after a long date! This town home has patio outside of the master bedroom, balcony from upstairs loft, and patio from breakfast room and they all have ocean view. Watch the gorgeous sunsets right from your own balcony and patio. Fishing pier for fishermen or just watching the boats. You can park two cars in front of this unit Jan-April: $8,995/month May-Dec: $3,995/month

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

981

Sqft

1.22 ac

Lot size

1973

Year built

One

Levels

$4

Per sqft

Furnished55+ community

Inside

AppliancesCooktop · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsNo
CommunityClubhouse

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$189 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$24
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $140Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $140
Interest rate6.00%
Loan term

Estimated payment

$189/mo

Principal & interest$24
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$4 vs $343

Days on market

103 vs 63 typical

Where $4/sqft sits among the 400 Sarasota actives

114 · this home
149
46
36
24
31
$4–257$257–509$509–761$761–1014$1014–1266$1266+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 109 PASS KEY ROAD UNIT 109

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

160 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Apr 29, 2026Listed at $3,995 · 103 days on market since
1973Built · SANDY COVE II

Reality check

What actually sold near 109 PASS KEY ROAD UNIT 109

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

208 PASS KEY ROAD UNIT 208Sold · Apr ’26

$462,500

208 PASS KEY ROAD UNIT 208 · same community

2 bd · 2 ba · 998 sqft · $463/sqft · 25 DOM

212 PASS KEY ROAD UNIT 212Sold · Mar ’26

$425,000

212 PASS KEY ROAD UNIT 212 · same community

2 bd · 2 ba · 1,108 sqft · $384/sqft · 347 DOM

105 PASS KEY ROAD UNIT 105Sold · Sep ’25

$375,000

105 PASS KEY ROAD UNIT 105 · same community

1 bd · 1 ba · 656 sqft · $572/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 109 PASS KEY ROAD UNIT 109 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 109 PASS KEY ROAD UNIT 109 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

109 PASS KEY ROAD UNIT 109 FAQs

What would the monthly payment be for 109 PASS KEY ROAD UNIT 109?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 109 PASS KEY ROAD UNIT 109?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $3,995, this home is listed about 99% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.

Listing courtesy of JJF REALTY INC · Matthew Fehniger. MLS #A4691869.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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