CENTURY 21 Edge
$635,000$670,0003 bd2 ba1,665 sqft$381 /sqft$4,452 /mo all-in ↓

4462 EWING CIRCLE, PORT CHARLOTTE, FL, 33948

Active97 days on marketListed May 2, 2026MLS #A4692230

Reduced $35KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 037

About this home

4462 EWING CIRCLE

HIGH & DRY - This is the one! A RARE WATERFRONT PROPERTY + STRENGTH + CUSTOM + BOATING + GULF ACCESS, thoughtful efficiency throughout. This KODIAK STEEL-FRAMED home was enjoyed only part-time as a second residence -designed for durability, low-maintenance coastal living, & long-term PEACE OF MIND. Positioned on the Wynkoop Waterway, the property offers 80 feet of prime west-facing waterfront saltwater canal frontage and boating access to Charlotte Harbor and onward to the Gulf. This home stands apart from typical Florida construction. The exterior features STEEL-FRAME CONSTRUCTION, STEEL SIDING, PGT IMPACT WINDOWS, and a WHITE HIGH-RIB STEEL ROOF, creating a SOLID and RESILIENT STRUCTURE. The home is further enhanced with Rockwool insulation, including approximately 12-inch insulation in the ceiling, 8-inch insulation in the side walls, and 6-inch insulation in the end walls, offering EXCELLENT COMFORT, sound control, and ENERGY EFFICIENT benefits. The only wood components are primarily interior finishes such as trim, baseboards, CUSTOM CABINETRY, and interior doors. Inside, the home offers spacious one-level living with LUXURY MODERN fINISHES, a split floor plan, 3BR, 2BA, and oversized garage featuring polyaspartic epoxy flooring.The interior is finished in a clean, coastal-modern style with Agreeable Gray paint, luxury detail throughout, 5-inch baseboards, crown molding, and custom cabinetry.The kitchen features Signature Pearl cabinetry, Cambria Bellingham quartz countertops, under-cabinet lighting, a wine rack, and a gas range, convection double oven, creating a beautiful and practical space for everyday living and entertaining. The bathrooms continue the elevated finish level with quartz details, upgraded shower finishes, and a clean, timeless design. The home also includes an American Standard A/C system, a PELICAN/PENTAIR WATER FILTRATION and water softener system, public water and sewer, and an irrigation well. The outdoor living area is just as impressive. Enjoy the Florida lifestyle from the ELEVATED SCREENED OUTDOOR LIVING area featuring a SALTWATER POOL, Gulfstream POOL HEATER, upgraded PebbleTec-style finish, gunite construction, Roman-radius steps, and a sitting ledge.The paver pool deck and driveway were installed over a concrete slab base with wire mesh reinforcement, adding strength and stability. Boaters will appreciate the waterfront setup. The dock area includes Azek/composite decking in slate gray, a dock built by Innovative Marine Structures, a covered 12,000-lb boat lift, electric service, water supply, and a fish-cleaning station. The property offers quick boating access to Charlotte Harbor, just a 10-minute boat ride away. Additional features include a LiftMaster side-mount garage opener with self-locking function, western exposure for beautiful sunset views, high-and-dry elevation, a newer concrete seawall, and a highly desirable waterfront setting surrounded by newer construction and quality homes. The vacant lot next to home is also available -separate purchase. This is not just another canal-front home —it is a thoughtfully engineered waterfront masterpiece retreat with boating, durability, efficiency, and upgraded custom finishes all in one package. Englewood Beach short 30 min drive. Whether searching for a primary residence, seasonal escape, or a distinctive Gulf-access property, this delivers a rare combination of strength, comfort, and Florida waterfront living. SCHEDULE YOUR TOUR TODAY!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,665

Sqft

0.23 ac

Lot size

2

Garage

2019

Year built

One

Levels

$381

Per sqft

Private poolWaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringEpoxy · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Exhaust Fan · Propane
FurnishedNegotiable

Outside & construction

RoofMetal · Other
ConstructionMetal Frame · Metal Siding · Other
FoundationBlock · Other · Slab
ViewPool · Water
FacesEast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Other · Rain Gutters

Community & fees

Taxes (2025)$7,525/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,452 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$627
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,500
Interest rate6.00%
Loan term

Estimated payment

$4,452/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$627
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $635K
$387KedgeAI estimate $440,812 · range $403K$489K$660K

vs edgeAI estimate

+44.1%

$/sqft vs PORT CHARLOTTE SEC 037

$381 vs $224

Days on market

97 vs 59 typical

Where $381/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 037

6
8
7
5
2
1 · this home
$128–171$171–213$213–255$255–297$297–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Map of 4462 EWING CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
ElementaryMeadow Park Elementary School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

16 of 29

PORT CHARLOTTE SEC 037 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2017% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $635,000 $35K
May 2, 2026Listed at $670,000 · 97 days on market since
2019Built · PORT CHARLOTTE SEC 037

Reality check

What actually sold near 4462 EWING CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4128 DURANT STREETSold · Oct ’25

$299,000

4128 DURANT STREET · same community

4 bd · 3 ba · 1,648 sqft · $181/sqft · 230 DOM

4088 DURANT STREETSold · Oct ’25

$205,000

4088 DURANT STREET · same community

2 bd · 2 ba · 1,624 sqft · $126/sqft · 33 DOM

18388 ROBINSON AVENUESold · Mar ’26

$259,000

18388 ROBINSON AVENUE · same community

3 bd · 2 ba · 1,706 sqft · $152/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4462 EWING CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4462 EWING CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4462 EWING CIRCLE FAQs

What would the monthly payment be for 4462 EWING CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4462 EWING CIRCLE?+

The most recent tax bill on record (2025) was $7,525. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4462 EWING CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $635,000, this home is listed about 92% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 4462 EWING CIRCLE?+

Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$635,000 runs 2017% above the PORT CHARLOTTE 33948 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $670,000, now $635,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of HELP-U-SELL GULF COAST · Lissa Laakso. MLS #A4692230.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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