4921 SURFSIDE CIRCLE, BRADENTON, FL, 34211
Active72 days on marketListed May 13, 2026MLS #A4692931
About this home
4921 SURFSIDE CIRCLE
PRICE IMPROVEMENT. Watch the sun set over the water every night from your own backyard oasis at this Cresswind pool home. A panoramic clear view screen cage keeps the water view unobstructed, while the lanai's custom sun shades and electric awning let you enjoy it any time of day. Inside, 3 bedrooms and 3 baths (2,302 sq ft) open into a sophisticated layout anchored by a custom stone fireplace wall and upgraded flooring. The gourmet kitchen features a 16 foot island, premium cabinetry, a custom pantry, and a double door convection oven. The primary suite includes a custom closet, plus electric rolling shades, privacy window film, and shutters throughout. Whole house Generac generator, accordion storm shutters, water filtration/softening, and UV air purifier included. Enjoy Cresswind's resort lifestyle: full time Lifestyle Director, pools, pickleball, tennis, fitness center, and art/card rooms.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,302
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,564 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,564/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Bradenton actives
$391 vs $236
Days on market
72 vs 53 typical
Where $391/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4921 SURFSIDE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$690,000
17022 CRESSWIND TERRACE · same community
3 bd · 3 ba · 2,318 sqft · $298/sqft · 22 DOM
Sold · Dec ’25$855,000
4947 SURFSIDE CIRCLE · same community
3 bd · 3 ba · 2,217 sqft · $386/sqft · 13 DOM
Sold · Jun ’26$880,000
4940 SURFSIDE CIRCLE · same community
3 bd · 3.5 ba · 2,560 sqft · $344/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4921 SURFSIDE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4921 SURFSIDE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4921 SURFSIDE CIRCLE FAQs
What would the monthly payment be for 4921 SURFSIDE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,564/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4921 SURFSIDE CIRCLE?+
The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4921 SURFSIDE CIRCLE?+
The most recent tax bill on record (2025) was $9,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4921 SURFSIDE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $899,900, this home is listed about 127% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4921 SURFSIDE CIRCLE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,900 runs 124% above the BRADENTON 34211 median — but at 2,302 sqft it's also 45% larger than the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $939,900, now $899,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Anita Shanahan. MLS #A4692931.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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