0 (Lot 15) WHARF ROAD, SARASOTA, FL, 34231
Active96 days on marketListed May 12, 2026MLS #A4693001
About this home
0 (Lot 15) WHARF ROAD
Rare Opportunity to Purchase a Beautiful Building Lot in the Tropical Shores Neighborhood Area just West of the Trail at this Price! Lot size is 50x126. Water at property, Septic Needed, Non-Deed Restricted. Park your Boat or RV at Home! NO HOA. Community Boat Ramp Close By. Just Minutes to Shopping, Costco, Restaurants, Bus Transportation and Beaches!
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34231 — neighborhood snapshot
Population
32,203
Median age
55.1
Median income
$69,721
Median home value
$363,400
Avg household
2.03
Households w/ children
2,803
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 (Lot 15) WHARF ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$237,500
1757 MOVA STREET · same community
3 bd · 1 ba · 1,114 sqft · $213/sqft · 16 DOM
Sold · Jun ’26$329,000
9397 MIDNIGHT PASS ROAD UNIT 603
1 bd · 1 ba · 778 sqft · $423/sqft · 119 DOM
Sold · Apr ’26$432,500
9200 MIDNIGHT PASS ROAD UNIT 28
2 bd · 2 ba · 922 sqft · $469/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 (Lot 15) WHARF ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 (Lot 15) WHARF ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 (Lot 15) WHARF ROAD FAQs
What would the monthly payment be for 0 (Lot 15) WHARF ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 (Lot 15) WHARF ROAD?+
The most recent tax bill on record (2025) was $951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $169,000, this home is listed about 70% below the Sarasota median of $555,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 (Lot 15) WHARF ROAD?+
Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Anne Thomas, PA. MLS #A4693001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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