12133 FEDERAL AVENUE, PORT CHARLOTTE, FL, 33953
Active100 days on marketListed May 11, 2026MLS #A4693146
About this home
12133 FEDERAL AVENUE
Located in the peaceful community of Port Charlotte, this beautifully constructed 2023 home offers the perfect blend of modern style, comfort, and functionality with over 1,900 square feet of thoughtfully designed living space. Featuring 3 spacious bedrooms and 2.5 bathrooms, this home boasts an open-concept floor plan ideal for entertaining guests or enjoying everyday family living. You can also Get over 1/2 an acre with the additional parcel next door!! As you step inside, you’ll immediately notice the tall ceilings and seamless luxury vinyl flooring that flows throughout the home, creating a bright and elegant atmosphere. The bathrooms are finished with stylish tile flooring, adding durability and sophistication to the space. The kitchen is truly the heart of the home, designed with both beauty and convenience in mind. It features stunning quartz countertops, soft-close cabinetry, a pot filler above the stove, and a spacious pantry that provides plenty of storage. The open layout allows the kitchen to flow effortlessly into the dining and living areas, making it perfect for gatherings and hosting. The spacious primary suite serves as a private retreat, complete with a luxurious en-suite bathroom featuring a relaxing soaking tub, a large walk-in shower, and modern finishes throughout. The additional bedrooms provide flexibility for family, guests, or a home office setup. Step outside and enjoy the quiet surroundings with ample backyard space and plenty of room to add your dream pool. The home also includes a full-house reverse osmosis system, providing enhanced water quality throughout the property. The garage has been upgraded with durable epoxy flooring, giving it a clean, polished appearance while adding functionality and easy maintenance. With modern upgrades, quality craftsmanship, and a highly desirable layout, this move-in-ready home is an exceptional opportunity to enjoy comfortable Florida living in Port Charlotte.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,907
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,097 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,097/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Port Charlotte actives
$202 vs $210
Days on market
100 vs 59 typical
Where $202/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
197 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1658% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12133 FEDERAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$465,000
12060 EISENHOWER DRIVE · same community
3 bd · 2 ba · 1,936 sqft · $240/sqft · 142 DOM
Sold · Apr ’26$714,123
12346 DEFENDER DRIVE · same community
3 bd · 2 ba · 1,875 sqft · $381/sqft · 0 DOM
Sold · Apr ’26$550,000
12332 CORPORAL CIRCLE · same community
3 bd · 2 ba · 1,841 sqft · $299/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12133 FEDERAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12133 FEDERAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12133 FEDERAL AVENUE FAQs
What would the monthly payment be for 12133 FEDERAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,097/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12133 FEDERAL AVENUE?+
The most recent tax bill on record (2025) was $6,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12133 FEDERAL AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $385,000, this home is listed about 17% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12133 FEDERAL AVENUE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 1658% above the PORT CHARLOTTE 33953 median — but at 1,907 sqft it's also 17% larger than the typical Port Charlotte listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $450,000, now $385,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Vitaliy Maslo. MLS #A4693146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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