6311 HORSE MILL PLACE, PALMETTO, FL, 34221
Active90 days on marketListed May 15, 2026MLS #A4693350
About this home
6311 HORSE MILL PLACE
This well-designed home offers an open floor plan centered around a spacious kitchen with a large island, beautiful cabinetry, a convenient hideaway garbage bin, and a walk-in pantry. The main level features tile flooring and additional storage space tucked beneath the staircase. A versatile flex room on the first floor provides the option for a home office, den, study, or fitness space. Upstairs, the primary suite includes a private en suite bath with a garden tub, separate shower, dual vanities, and a walk-in closet. Two additional bedrooms each feature walk-in closets and share a Jack and Jill bathroom with separate vanity areas. The laundry room is conveniently located on the second floor. Situated on a cul-de-sac within a gated community, this home is located a short distance from the neighborhood playground. A long driveway provides ample parking for multiple vehicles in addition to the garage. The fenced backyard backs to a wooded preserve, offering a private outdoor setting. Conveniently located just a short drive from North River Ranch, residents can enjoy access to expanding amenities, shopping, dining, and recreational options in the growing Parrish area. Additional highlights include an AC system installed in 2023 and eligibility for USDA financing.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,330
Sqft
0.19 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,633 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Palmetto actives
$204 vs $205
Days on market
90 vs 63 typical
Where $204/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
228 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 6311 HORSE MILL PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$360,000
7312 MILL HOPPER COURT · same community
4 bd · 2 ba · 1,850 sqft · $195/sqft · 2 DOM
Sold · May ’26$539,000
5307 65TH TERRACE E
3 bd · 2.5 ba · 2,437 sqft · $221/sqft · 2 DOM
Sold · Jan ’26$430,000
6311 FRENCH CREEK COURT
4 bd · 2.5 ba · 2,207 sqft · $195/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6311 HORSE MILL PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6311 HORSE MILL PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6311 HORSE MILL PLACE FAQs
What would the monthly payment be for 6311 HORSE MILL PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,633/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6311 HORSE MILL PLACE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6311 HORSE MILL PLACE?+
The most recent tax bill on record (2025) was $4,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6311 HORSE MILL PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $475,000, this home is listed about 20% above the Palmetto median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6311 HORSE MILL PLACE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALTIER & COMPANY · Abigail Altier. MLS #A4693350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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