CENTURY 21 Edge
$2,950,000$3,400,0004 bd5 ba6,721 sqft$439 /sqft≈$18,261 /mo all-in ↓

1045 FOX CREEK DRIVE, SARASOTA, FL, 34240

Active136 days on marketListed May 27, 2026MLS #A4694380

✦ Reduced $450KPrivate poolSingle Family ResidenceFOX CREEK ACRES

About this home

1045 FOX CREEK DRIVE

Exclusively situated on 5.1 expansive acres, this custom-built Sarasota estate is masterfully designed and completely insulated from the outside world! The property is introduced by a long, palm-lined approach and a sweeping circular paver driveway, where total privacy and lifestyle autonomy reign supreme. The primary residence spans 6,721 square feet of luxurious living space, making a grand architectural statement the moment you enter a foyer with towering 23-foot ceilings. The estate showcases abundant natural light, French doors for seamless indoor-outdoor connectivity, and rich maple built-ins throughout. At the heart of the home, the epicurean kitchen features elite millwork, spacious L-shaped island, butler's pantry, and professional-grade Wolf along with Sub-Zero appliances—including dual ovens and a specialized warming drawer. The fluid floor plan offers unmatched versatility, hosting a formal dining room with custom tray ceilings, a magnificent Great Room under a 22-foot ceiling, two separate private offices, and a spectacular, approximately 1,100-square-foot recreation wing outfitted with its own full kitchen and bath. Retreat to the first-floor owner’s suite, an elegant sanctuary featuring a private sitting area, a spa-inspired bath, and peaceful views overlooking the estate. Outdoor living captures the quintessential Florida resort lifestyle, with a vast screened lanai and a sparkling saltwater pool overlooking open lawns and mature perimeter landscaping that naturally buffers the property. Recreational amenities are premier, featuring an integrated basketball court and a dedicated section of the driveway already marked for pickleball but the acreage offers ample space for you to put in your own custom pickleball court or even golf course holes! The rear of the sprawling grounds are anchored by an exceptional detached multi-car garage pavilion. Perfect for collectors or specialized hobbyists, this secondary garage structure features oversized 11-foot doors, dedicated RV and boat storage with a 50-amp electrical hookup, a multi-station carport, and a versatile attached apartment—ideal as a detached executive workspace, private fitness retreat, or extra guest space. Unequaled in structural integrity, the home functions as a fortified private fortress, engineered with poured-concrete construction, comprehensive rebar reinforcement, an elevated foundation, a standby generator, a salt-and-carbon water filtration system, a separate sprinkler well, and an advanced 13-camera security system. Providing an unconfined canvas perfectly zoned to welcome elite equestrian pursuits, miniature horses, prize alpacas, or exotic hobby collections, the OUE1 acreage offers absolute lifestyle freedom with an exceptionally low annual HOA fee and no CDD. Positioned at the absolute center of convenience, the estate sits just 3.5 miles from Waterside Place, 4 miles from the University Town Center district, and 4.5 miles from Main Street Lakewood Ranch—placing championship golf courses, premier dining, luxury shopping, and vibrant community calendars right at your fingertips. Surrounded by the tranquility of your own private sanctuary, near Nathan Benderson Park, the cultural allure of downtown Sarasota and world-renowned Gulf Coast beaches await just moments beyond your gates.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

6,721

Sqft

5.1 ac

Lot size

5

Garage

2007

Year built

Two

Levels

$439

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer · Water Filtration System · Water Purifier
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s) · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingBoat · Circular Driveway · Garage Door Opener · Garage Faces Side · RV Parking · Workshop in Garage
ExteriorBasketball Court · French Doors · Irrigation System · Lighting · Outdoor Shower · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$25/mo
Taxes (2025)$12,620/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$18,261 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,918
PMI (est., until 20% equity)$1,106
Property tax — 2025 actual bill$1,052
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $295,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $295,000
Interest rate6.00%
Loan term

Estimated payment

$18,261/mo

Principal & interest$15,918
PMI (est., until 20% equity)$1,106
Property taxes (actual bill)$1,052
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.0M
$2.6MedgeAI estimate $2,744,874 · range $2.7M–$3.0M$3.1M

vs edgeAI estimate

+7.5%

$/sqft vs Sarasota actives

$439 vs $387

Days on market

136 vs 85 typical

Where $439/sqft sits among the 400 Sarasota actives

205
67 · this home
52
32
13
31
$157–409$409–661$661–913$913–1165$1165–1417$1417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fox Creek Acres

Drive times from this address

Downtown Tampa≈ 57 min
Tampa Int’l Airport (TPA)≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Fox Creek Acres — neighborhood snapshot

Population

2,097

Median age

57

Median income

$133,608

Median home value

$753,200

Avg household

3

Households w/ children

116

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

196 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 355% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,950,000 ▼ $450K
May 27, 2026Listed at $3,400,000 · 136 days on market since
2007Built · FOX CREEK ACRES

Reality check

What actually sold near 1045 FOX CREEK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7156 WILDERNESS LANESold · Apr ’26

$703,000

7156 WILDERNESS LANE · same community

3 bd · 2 ba · 3,311 sqft · $212/sqft · 80 DOM

1228 WAGON WHEEL DRIVESold · Oct ’26

$1,700,000

1228 WAGON WHEEL DRIVE · same community

4 bd · 4 ba · 2,771 sqft · $613/sqft · 0 DOM

7535 CASTLE DRIVESold · May ’26

$905,000

7535 CASTLE DRIVE

5 bd · 4 ba · 2,968 sqft · $305/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1045 FOX CREEK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1045 FOX CREEK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1045 FOX CREEK DRIVE FAQs

What would the monthly payment be for 1045 FOX CREEK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,261/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1045 FOX CREEK DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1045 FOX CREEK DRIVE?+

The most recent tax bill on record (2025) was $12,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1045 FOX CREEK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,950,000, this home is listed about 436% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1045 FOX CREEK DRIVE?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,950,000 runs 355% above the SARASOTA 34240 median — but at 6,721 sqft it's also nearly 4 times the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,400,000, now $2,950,000 — a $450K cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Judi Taulbee. MLS #A4694380.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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