1428 PINE BAY DRIVE, SARASOTA, FL, 34231
Active128 days on marketListed Jun 4, 2026MLS #A4695249
About this home
1428 PINE BAY DRIVE
EXCEPTIONAL WEST OF TRAIL VALUE, located in the coveted Pine Bay neighborhood with a FEMA letter designating it entirely in Flood Zone X meaning no mandatory flood insurance required! This beautifully renovated 4-bedroom, 3.5-bath residence tucked away on a quiet dead-end street near the historic Field Club offers sophisticated design, exceptional privacy, and effortless Florida living. Filled with natural light from the soaring vaulted ceilings, clerestory windows, dramatic walls of glass, and twelve sets of sliding doors that seamlessly connect the interiors to a spectacular screened courtyard. A heated pool and spa create a private, resort-like setting rarely found at this price point. The beautiful interior features quartz countertops, custom cabinetry, induction cooking, rich engineered hardwood flooring, custom built-ins, designer finishes, and integrated smart home technology. The thoughtfully designed spaces flow effortlessly for both everyday living and elegant entertaining. Mature tropical landscaping surrounds the renovated pool and spa retreat, complete with new tile and resurfacing, 2026 pump, expanded deck areas, upgraded drainage, landscape lighting, irrigation, and a remote-controlled privacy screen. Extensive improvements include 2020 renovated kitchen and baths, 2020 tile roof on the main residence, Miami/Dade hurricane-rated windows and doors, 2024 Kohler whole-house generator, Savant smart home system with electric blinds, whole-house Puronics water purification system, seamless gutters with gutter guards, updated electrical panel, and a 3-car garage with an air-conditioned bay. Just minutes from Siesta Key Beach, Downtown Sarasota, Southside Village, Sarasota Memorial Hospital, and world-class dining, shopping, and cultural attractions, 1428 Pine Bay Drive offers the rare combination of a private West of Trail retreat and exceptional convenience.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,820
Sqft
0.37 ac
Lot size
3
Garage
1978
Year built
One
Levels
$679
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,327 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,327/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Sarasota actives
$679 vs $387
Days on market
128 vs 88 typical
Where $679/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Pine Bay — neighborhood snapshot
Population
188
Median age
45
Median home value
$1,522,100
Avg household
2
Households w/ children
22%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
203 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 698% above the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1428 PINE BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,200,000
5201 AVENIDA DEL MARE
4 bd · 3.5 ba · 2,802 sqft · $428/sqft · 121 DOM
Sold · Sep ’26$1,850,000
5361 SIESTA CT
4 bd · 2.5 ba · 2,774 sqft · $667/sqft · 233 DOM
Sold · Jul ’26$1,750,000
951 CONTENTO ST.
3 bd · 3 ba · 2,882 sqft · $607/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1428 PINE BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1428 PINE BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1428 PINE BAY DRIVE FAQs
What would the monthly payment be for 1428 PINE BAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1428 PINE BAY DRIVE?+
The most recent tax bill on record (2025) was $13,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1428 PINE BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $1,915,000, this home is listed about 248% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1428 PINE BAY DRIVE?+
Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,915,000 runs 698% above the SARASOTA 34231 median — but at 2,820 sqft it's also 68% larger than the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Phillippi Shores Elementary School, Brookside Middle School, Riverview High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Lenore Treiman. MLS #A4695249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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