2081 GARDENIA AVENUE, PORT CHARLOTTE, FL, 33953
Active69 days on marketListed Jun 10, 2026MLS #A4695512
About this home
2081 GARDENIA AVENUE
Virtually Staged. Virtually Staged. Move-In Ready, Smart, and Serene — Welcome to Effortless Florida Living. Welcome to this nearly new 4-bedroom, 3-bath residence in the highly sought-after Biscayne Landing community of Port Charlotte. Offering 2,032 square feet of thoughtfully designed living space, this home delivers the perfect blend of modern style, comfort, and low-maintenance living. Bonus: sellers are open to negotiating all furnishings, making this a truly turnkey opportunity. Step through the 8-foot full-glass entry door and take in the open, airy floor plan accented by sleek tile flooring throughout and expansive sliding glass doors that invite natural light and seamless indoor-outdoor living. The contemporary kitchen is a standout, featuring granite countertops, stainless steel appliances, and abundant cabinetry, ideal for everyday living or entertaining guests. A washer and dryer are also included for added convenience. Situated on a private homesite with no rear neighbors, the backyard offers a peaceful retreat. Enjoy your morning coffee or evening gatherings on the screened-in lanai, while the elegant stone accent façade enhances the home’s curb appeal. This home is equipped with smart-home technology, including a Ring doorbell, security features, a WiFi-programmable thermostat, and a WiFi-enabled garage door opener—providing both convenience and peace of mind. The HOA elevates your lifestyle by covering lawn maintenance, internet, and cable, allowing you to truly relax. Residents also enjoy resort-style amenities such as a fitness center, heated pool, pickleball courts, and a covered gathering area, all connected by sidewalks throughout the community. Just over three years old and lightly lived in by seasonal owners, this home feels virtually brand new. Ideally located near Charlotte Sports Park, North Port, and all that Port Charlotte has to offer—especially with Spring Training just around the corner. This is one of Biscayne Landing’s best opportunities—add it to your must-see list today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,032
Sqft
0.16 ac
Lot size
2
Garage
2022
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,976 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,976/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.1%
$/sqft vs Port Charlotte actives
$160 vs $209
Days on market
69 vs 59 typical
Where $160/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Murdock Village
Get to know Port Charlotte. See the full Port Charlotte guide →
Murdock Village — neighborhood snapshot
Population
770
Median age
57
Median income
$22,690
Median home value
$11,917
Avg household
2
Households w/ children
111
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
200 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1384% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 2081 GARDENIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$330,000
1452 SADDLEWOOD CIRCLE · same community
4 bd · 3 ba · 2,032 sqft · $162/sqft · 60 DOM
Sold · Jun ’26$339,000
15968 HONEYSUCKLE STREET · same community
4 bd · 3 ba · 2,032 sqft · $167/sqft · 188 DOM
Sold · Jul ’26$515,000
15952 HONEY SUCKLE STREET · same community
3 bd · 3 ba · 2,201 sqft · $234/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2081 GARDENIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2081 GARDENIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2081 GARDENIA AVENUE FAQs
What would the monthly payment be for 2081 GARDENIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,976/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2081 GARDENIA AVENUE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2081 GARDENIA AVENUE?+
The most recent tax bill on record (2024) was $5,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2081 GARDENIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $325,000, this home is listed about 1% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2081 GARDENIA AVENUE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM · Jason Baker. MLS #A4695512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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