CENTURY 21 Edge
$409,9002 bd2 ba1,619 sqft$253 /sqft$3,055 /mo all-in ↓

8512 CACHE DRIVE, SARASOTA, FL, 34240

Active49 days on marketListed Jun 5, 2026MLS #A4695694

Priced 41% below the SARASOTA 34240 medianVillaHIDDEN CEEK

Come see it

Upcoming open house

Sun, Aug 2

1:00 PM – 3:00 PM

About this home

8512 CACHE DRIVE

Welcome to Hidden Creek, one of Sarasota's best-kept secrets—offering modern construction, low-maintenance living, low HOA fees, and NO CDD fees in an unbeatable location just minutes from Lakewood Ranch, Waterside, UTC, and I-75. Built in 2019 by M/I Homes, this meticulously maintained 3-bedroom, 2-bath villa offers 1,619 square feet of thoughtfully designed living space with upgrades throughout. From the moment you arrive, you'll appreciate the beautifully tiled front entry, attractive curb appeal, and pride of ownership that is evident in every detail. Inside, the open-concept floor plan is enhanced by elegant plantation shutters, a smart thermostat, security system, and abundant natural light. The spacious kitchen is designed for both everyday living and entertaining, featuring ample cabinetry, a walk-in pantry, and a premium Waterdrop under-sink filtration system. The seamless flow from the kitchen to the dining and living areas creates an inviting atmosphere for gatherings with family and friends. The private primary suite offers a relaxing retreat with generous closet space and a well-appointed ensuite bath, while two additional bedrooms provide flexibility for guests, a home office, or hobby room. Enjoy Florida living year-round from the screened lanai overlooking peaceful community surroundings—perfect for morning coffee, evening cocktails, or simply enjoying Sarasota's beautiful weather. Hidden Creek is a highly sought-after community known for its modern homes, community amenities, and exceptional location near shopping, dining, golf, top-rated schools, medical facilities, and the area's world-famous Gulf Coast beaches. Residents enjoy easy access to University Town Center, Waterside Place, downtown Sarasota, and everything Lakewood Ranch has to offer while benefiting from the significant savings of NO CDD fees. Eligible buyers may also qualify for Florida's Hometown Heroes Housing Program, which can provide valuable down payment and closing cost assistance for teachers, healthcare workers, first responders, military personnel, and many other workforce professionals—making homeownership even more attainable. Whether you're searching for a primary residence, seasonal retreat, or low-maintenance Florida lifestyle, this move-in-ready villa offers the perfect combination of location, upgrades, value, and peace of mind. Don't miss this opportunity to own one of the most desirable maintenance-free villas in Hidden Creek.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,619

Sqft

0.1 ac

Lot size

2

Garage

2019

Year built

One

Levels

$253

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level · Guest
ExteriorHurricane Shutters · Irrigation System · Rain Gutters

Community & fees

HOA fee$63/mo
Taxes (2025)$2,852/yr
PetsBreed Restrictions
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,055 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property tax — 2025 actual bill$238
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,347Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,347
Interest rate6.00%
Loan term

Estimated payment

$3,055/mo

Principal & interest$2,413
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$238
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $410K
$394KedgeAI estimate $466,154 · range $442K$490K$510K

vs edgeAI estimate

−12.1%

$/sqft vs Sarasota actives

$253 vs $328

Days on market

49 vs 58 typical

Where $253/sqft sits among the 400 Sarasota actives

227 · this home
67
29
26
19
32
$149–384$384–618$618–853$853–1088$1088–1322$1322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 8512 CACHE DRIVE

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

147 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $409,900 · 49 days on market since
2019Built · HIDDEN CEEK

Reality check

What actually sold near 8512 CACHE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8544 CACHE DRIVESold · Jun ’26

$345,000

8544 CACHE DRIVE

3 bd · 2 ba · 1,619 sqft · $213/sqft · 30 DOM

8553 WHISPERING STREETSold · Aug ’25

$379,900

8553 WHISPERING STREET

3 bd · 2 ba · 1,619 sqft · $235/sqft · 83 DOM

2894 BUTTERFLY JASMINE TRAILSold · Aug ’25

$425,000

2894 BUTTERFLY JASMINE TRAIL

2 bd · 2 ba · 1,600 sqft · $266/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 8512 CACHE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8512 CACHE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8512 CACHE DRIVE FAQs

What would the monthly payment be for 8512 CACHE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,055/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8512 CACHE DRIVE?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8512 CACHE DRIVE?+

The most recent tax bill on record (2025) was $2,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8512 CACHE DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $409,900, this home is listed about 28% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8512 CACHE DRIVE?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PLATINUM REAL ESTATE · Ervina Fink. MLS #A4695694.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8512 CACHE DRIVE, SARASOTA, FL — 2 Bed, 2 Bath — $409,900 | CENTURY 21 Edge