CENTURY 21 Edge
$3,500,000$3,635,0006 bd4.5 ba4,555 sqft$768 /sqft≈$20,785 /mo all-in ↓

639 OAKFORD ROAD, SARASOTA, FL, 34240

Active118 days on marketListed Jun 4, 2026MLS #A4695890

✦ Reduced $135K✦ New constructionPrivate poolSingle Family ResidenceNOT PART OF A SUBDIVISION

About this home

639 OAKFORD ROAD

Under Construction. **A rare opportunity to create your own custom estate on 5 private acres—without starting the building process from the beginning.** Escape the confines of master-planned living without sacrificing luxury, convenience or proximity to everything Lakewood Ranch has to offer. Set on 5 private acres with a pond and no HOA restrictions, this exceptional newer construction estate by Camlin Custom Homes offers a rare combination of acreage, architectural scale and the opportunity to personalize the final design. The vision is already taking shape. With the home substantially underway - including utilities, drywall and the resort-style pool already in place - the next owner can bypass much of the time, complexity and uncertainty of building a custom home from the ground up while still having the opportunity to make the home distinctly their own. Spanning more than 4,500 square feet under air, the thoughtfully designed residence will offer 6 bedrooms, 4.5 baths and expansive living spaces designed for both everyday living and entertaining. A dramatic two-story great room creates an impressive centerpiece, while the main-level owner's retreat provides a private escape from the rest of the home. The outdoor living experience is equally compelling, with a resort-style pool and spa, outdoor kitchen and a convenient pool-access bath. Beyond the lanai, five private acres and a peaceful pond create a setting that feels worlds away - yet you're just minutes from premier shopping, dining and conveniences in the Lakewood Ranch area. Perhaps the most unique opportunity lies in what comes next. The home is already designed and well into construction, but the buyer will have the ability to personalize many of the remaining selections - including **appliances, cabinetry, countertops, lighting, finishes and more** - creating a home that reflects their own vision and style. This is more than an opportunity to purchase new construction. It is an opportunity to take over the vision of a custom estate already in motion, saving valuable time while retaining the ability to shape the finished home around your lifestyle. 5 private acres. 6 bedrooms. 4.5 baths. A pond. Pool and spa. Outdoor kitchen. No HOA. And the rare opportunity to make a custom home your own before it is complete.

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

4,555

Sqft

5.02 ac

Lot size

3

Garage

2026

Year built

Two

Levels

$768

Per sqft

Private poolFireplace

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Shingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationSlab · Stem Wall
FacesWest
ParkingDriveway · Garage Faces Side · Oversized
ExteriorBalcony · Lighting · Outdoor Kitchen · Sliding Doors

Community & fees

Taxes (2025)$5,115/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$20,785 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2025 actual bill$426
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$20,785/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property taxes (actual bill)$426
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.5M
$1.7MedgeAI estimate $1,928,170 · range $1.7M–$2.1M$3.6M

vs edgeAI estimate

+81.5%

$/sqft vs Sarasota actives

$768 vs $361

Days on market

118 vs 57 typical

Where $768/sqft sits among the 400 Sarasota actives

211
55
53 · this home
36
14
31
$156–394$394–631$631–869$869–1107$1107–1344$1344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

198 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 460% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,500,000 ▼ $135K
Jun 4, 2026Listed at $3,635,000 · 118 days on market since
2026Built · NOT PART OF A SUBDIVISION

Reality check

What actually sold near 639 OAKFORD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

860 S BENEVA ROADSold · May ’26

$618,000

860 S BENEVA ROAD · same community

4 bd · 6 ba · 3,177 sqft · $195/sqft · 121 DOM

2723 59TH STREETSold · Apr ’26

$850,000

2723 59TH STREET · same community

5 bd · 3 ba · 2,940 sqft · $289/sqft · 80 DOM

273 S HAVANA ROADSold · May ’26

$620,000

273 S HAVANA ROAD · same community

4 bd · 3 ba · 2,724 sqft · $228/sqft · 249 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 639 OAKFORD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 639 OAKFORD ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

639 OAKFORD ROAD FAQs

What would the monthly payment be for 639 OAKFORD ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 639 OAKFORD ROAD?+

The most recent tax bill on record (2025) was $5,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $3,500,000, this home is listed about 538% above the Sarasota median of $549,000. The market section on this page shows how the area is trending.

Which schools are assigned to 639 OAKFORD ROAD?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,500,000 runs 460% above the SARASOTA 34240 median — but at 4,555 sqft it's also nearly 3 times the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

118 days on market against a Sarasota median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,635,000, now $3,500,000 — a $135K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING III · Rebecca Adams. MLS #A4695890.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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