CENTURY 21 Edge
$999,900$1,100,0002 bd2.5 ba1,524 sqft$656 /sqft≈$8,010 /mo all-in ↓

1469 GULF DRIVE N, BRADENTON BEACH, FL, 34217

Active150 days on marketListed Jun 11, 2026MLS #A4695907

✦ Priced 9% below the BRADENTON BEACH 34217 median✦ Reduced $100KWaterfrontCondominiumBERMUDA BAY CLUB 3

About this home

1469 GULF DRIVE N

***UNBELIEVABLE BRADENTON BEACH TOWNHOME***Imagine waking 100 steps from your door to the white-sand pristine Bradenton Beach on the Gulf of Mexico and ending each day with spectacular Gulf sunsets. Located directly across the street from the beach in the highly sought-after Bermuda Bay Club, this beautifully maintained, Key West-style townhouse offers 2 bedrooms, 2.5 baths, a rare private elevator and oversized 2-3 tandem car garage, water views, and weekly rentals permitted, making it the perfect island getaway, full-time residence, or investment property. The main living level features an open-concept floor plan with a bright family room, dining area, eat-in kitchen with brand-new stainless-steel appliances, guest half bath, and laundry. Step outside to the large Trex-deck balcony and enjoy refreshing coastal breezes along with views of both the Intracoastal Bay and the turquoise waters of the Gulf of Mexico. Recently installed hurricane-impact windows and doors provide peace of mind, energy efficiency, and abundant natural light throughout. Upstairs, you'll find two spacious ensuite bedrooms, each with walk-in closets. The primary suite features a private balcony with water views, creating the perfect place to unwind after a day in the sun. The guest suite offers comfortable accommodations for family and friends, making this property ideal as a personal retreat or income-producing vacation rental. A rare feature for island living, the oversized tandem garage offering plenty of room for vehicles, beach gear, bicycles, kayaks, paddleboards, and even a golf cart. An outdoor shower and rear deck make rinsing off after a day at the beach easy and convenient, while the private elevator provides effortless access to all levels of the home. Bermuda Bay Club offers resort-style amenities including a heated pool and spa, grilling area, and a private boardwalk through the mangroves where you can enjoy watching dolphins, pelicans, and other native wildlife along the Intracoastal Waterway. Perfectly positioned between the Gulf and the Bay, this exceptional property is within walking distance of the popular Historic Bridge Street with restaurants, shopping, bars, and plenty of entertainment. The free Anna Maria Island Trolley stops directly in front of the community, providing convenient access to the entire island without ever needing a car. Start your mornings with a walk along the beach, spend your afternoons by the pool or exploring the island, and end your evenings enjoying breathtaking Florida sunsets Whether you're seeking a full-time residence, vacation getaway, or investment property, Bermuda Bay Club offers weekly rentals permitted, lower condo fees, resort-style amenities, and one of the most desirable locations on Anna Maria Island. Opportunities to own a property with a private elevator, tandem garage, stunning water views, and beach access within 100ft to the Gulf and 50ft to the Bay are rare! Don't Just Dream It... Live It and start living your own Florida Paradise today!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,524

Sqft

0.25 ac

Lot size

2

Garage

1999

Year built

Three Or More

Levels

$656

Per sqft

WaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringLaminate
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Vinyl Siding · Wood Frame (FSC Certified)
FoundationBlock · Slab
ViewPool · Water
FacesSouthwest
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Oversized
ExteriorBalcony · Private Entrance · Sliding Doors

Community & fees

Taxes (2025)$14,197/yr
PetsYes
CommunityDock · Fishing · Gulf/Ocean Front · Intracoastal Waterway · Buyer Approval Required · Deed Restrictions · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,010 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$6,292
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$1,183
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,990Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,990
Interest rate7.50%
Loan term

Estimated payment

$8,010/mo

Principal & interest$6,292
PMI (est., until 20% equity)$375
Property taxes (actual bill)$1,183
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1000K
$662KedgeAI estimate $765,770 · range $689K–$842K$1.0M

vs edgeAI estimate

+30.6%

$/sqft vs Bradenton Beach actives

$656 vs $932

Days on market

150 vs 146 typical

Where $656/sqft sits among the 79 Bradenton Beach actives

25 · this home
12
17
9
11
5
$440–657$657–874$874–1091$1091–1308$1308–1525$1525+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Drive times from this address

Downtown Tampa≈ 69 min
Tampa Int’l Airport (TPA)≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,676

Median age

69.4

Median income

$80,972

Median home value

$657,400

Avg household

1.71

Households w/ children

118

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer — 12.6 months of inventoryBuyer’s market

$630K → $1.1M

Bradenton Beach median sold, yr/yr

89.5%

Sale-to-list ratio (12 mo)

41 of 79

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,900 ▼ $100K
Jun 11, 2026Listed at $1,100,000 · 150 days on market since
1999Built · BERMUDA BAY CLUB 3

Reality check

What actually sold near 1469 GULF DRIVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1473 GULF DRIVE NSold · Sep ’26

$1,100,000

1473 GULF DRIVE N · same community

3 bd · 2.5 ba · 1,524 sqft · $722/sqft · 37 DOM

1463 GULF DRIVE N UNIT 14Sold · Feb ’26

$955,000

1463 GULF DRIVE N UNIT 14 · same community

3 bd · 2.5 ba · 1,524 sqft · $627/sqft · 27 DOM

1423 GULF DRIVE NSold · Jun ’26

$1,050,000

1423 GULF DRIVE N

3 bd · 2.5 ba · 1,524 sqft · $689/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1469 GULF DRIVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1469 GULF DRIVE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1469 GULF DRIVE N FAQs

What would the monthly payment be for 1469 GULF DRIVE N?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1469 GULF DRIVE N?+

The most recent tax bill on record (2025) was $14,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1469 GULF DRIVE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $999,900, this home is listed about 13% below the Bradenton Beach median of $1,144,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1469 GULF DRIVE N?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRADENTON BEACH 34217 market on paper

$999,900 is 9% below the BRADENTON BEACH 34217 median of $1,100,000, and at $656/sqft it sits under the Bradenton Beach average of $951.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,100,000, now $999,900 — a $100K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Stacy Cunneen. MLS #A4695907.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton Beach homes, in your inbox

Like 1469 GULF DRIVE N but not quite? A daily digest of every new listing in Bradenton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Colleen to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated November 8, 2026 at 6:36 AM UTC. The listing information on this page last changed on November 8, 2026 at 6:36 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on November 8, 2026 at 6:36 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: November 8, 2026 at 6:36 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.