5406 83RD TERRACE E, SARASOTA, FL, 34243
Active33 days on marketListed Jun 30, 2026MLS #A4696432
About this home
5406 83RD TERRACE E
Experience the perfect blend of long-term pride of ownership and modern peace of mind in this impeccably maintained residence in a 39 home community within the Palm Aire Country Club. This private pool home has been cared for with the highest standards of excellence. Nestled within a lush landscape of vibrant Florida greenery, the property offers an oasis complete with a sparkling personal pool—the ultimate setting for enjoying the Sunshine State’s year-round warmth. Structural updates provide total worry-free living, including a complete whole-house replumbing, a long-lasting tile roof replacement, a new water heater, a high-efficiency AC system, and a fresh coat of exterior paint that provides striking curb appeal. The interior features thoughtful modernizations, highlighted by a stunning, recently updated shower in the primary suite’s master bath. The open-concept layout flows naturally toward the lanai, making it ideal for both quiet relaxation and entertaining. The property’s perimeter has also been recently enhanced with a full fence replacement, specifically designed with reinforced doors and sturdy footers for maximum privacy and durability. Combined with a very low HOA, these high-quality updates ensure this home is move-in ready and designed for low-maintenance living for years to come. Perfectly situated in a sought-after area, this home offers an unparalleled Florida lifestyle. You are just minutes from the premier shopping, dining, and vibrant community events at University Town Center (UTC) and Lakewood Ranch, as well as the top-rated medical facilities and A-rated schools the area is known for. For those who love the water, the world-class white sands of Siesta Key and Anna Maria Island are within easy reach, offering a quick escape to the Gulf’s turquoise waves. This is a rare opportunity to own a home that has been loved and is now ready for its next chapter.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,648
Sqft
0.15 ac
Lot size
2
Garage
1992
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Sarasota actives
$270 vs $343
Days on market
33 vs 58 typical
Where $270/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rosewood At The Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Rosewood At The Gardens — neighborhood snapshot
Population
1,240
Median age
50
Median income
$72,054
Median home value
$389,300
Avg household
2
Households w/ children
103
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
152 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the SARASOTA 34243 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 5406 83RD TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$355,000
5513 83RD TERRACE E · same community
3 bd · 2 ba · 1,658 sqft · $214/sqft · 58 DOM
Sold · Dec ’25$410,000
5508 83RD TERRACE E · same community
3 bd · 2.5 ba · 1,485 sqft · $276/sqft · 77 DOM
Sold · Oct ’25$425,000
4813 HABANA DRIVE
3 bd · 2 ba · 1,644 sqft · $259/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5406 83RD TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5406 83RD TERRACE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5406 83RD TERRACE E FAQs
What would the monthly payment be for 5406 83RD TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,240/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5406 83RD TERRACE E?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5406 83RD TERRACE E?+
The most recent tax bill on record (2025) was $2,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5406 83RD TERRACE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $445,000, this home is listed about 22% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5406 83RD TERRACE E?+
Marjorie G. Kinnan Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHITE SANDS REALTY GROUP FL · Chris Rubal. MLS #A4696432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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