CENTURY 21 Edge
$1,065,0003 bd2 ba1,648 sqft$646 /sqft$6,906 /mo all-in ↓

4304 14TH AVENUE E, BRADENTON, FL, 34208

Active46 days on marketListed Jun 11, 2026MLS #A4696812

WaterfrontSingle Family ResidenceBRADEN RIVER LAKES PH V-A

About this home

4304 14TH AVENUE E

Welcome to a rare two-for-one waterfront offering that doubles your opportunity along the Gulf Coast. This listing includes two separate parcels, each with its own address, deed, and buildable potential, sold together as a single package. The first, 4304, holds an updated three bedroom, two bathroom home with deep-water access that reaches the Gulf in just 25 minutes. The second, 4308, is a buildable waterfront lot ready for a future custom home, an investment build, or the privacy of owning the land next door. Live in the existing home and build, hold the second parcel as an appreciating asset, or create a true family compound on the water. Set along a wide, navigable channel with preserve views across the water, the property delivers the privacy and serenity that define the Gulf Coast lifestyle. Mornings bring dolphins and manatees past your backyard, afternoons invite casting for snook and redfish off your dock, and evenings close with sunsets glowing over the mangroves. Built for life on the water, the property features a fully updated dock with water, electric, and a lift, backed by a durable riprap seawall. The wide channel allows full wake boating straight from your backyard, while the combined acreage lends a rare sense of space seldom found along navigable water. Inside, modern updates meet panoramic water views. Soaring ceilings, clerestory windows, and walls of glass fill the great room with natural light while framing the waterfront beyond. A sleek fireplace anchors the open layout, which flows into the dining area, screened porch, and outdoor deck for easy entertaining after a day on the boat. The kitchen is bright and welcoming, with granite counters, updated appliances, and a breakfast bar open to the living space. The primary suite is a private retreat with sliding doors to the yard, sweeping water views, and a remodeled bath featuring dual sinks and a walk-in shower. Two additional bedrooms offer flexibility for guests, an office, or a den, and the second bath has been refreshed with clean, contemporary finishes. Recent improvements include updated lighting and fixtures, a leveled yard, and enhanced exterior railings and decking. From the green lawn rolling to the water's edge to the screened lanai where the sun slips below the horizon, this is waterfront living without compromise. With direct Gulf access, a refreshed interior, and two separate waterfront parcels conveying together, this is one of the most distinctive opportunities in Bradenton today. Come experience the rare blend of space, privacy, and possibility for yourself. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,648

Sqft

0.52 ac

Lot size

2

Garage

1993

Year built

One

Levels

$646

Per sqft

WaterfrontFireplacePark/Greenbelt & Water viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Water
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorLighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$39/mo
Taxes (2025)$6,729/yr
PetsNumber Limit, Yes
CommunityDeed Restrictions · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,906 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,747
PMI (est., until 20% equity)$399
Property tax — 2025 actual bill$561
HOA fee — from the listing$39
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $106,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $106,500
Interest rate6.00%
Loan term

Estimated payment

$6,906/mo

Principal & interest$5,747
PMI (est., until 20% equity)$399
Property taxes (actual bill)$561
HOA / condo fee$39
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$356KedgeAI estimate $396,313 · range $371K$413K$1.1M

vs edgeAI estimate

+168.7%

$/sqft vs Bradenton actives

$646 vs $242

Days on market

46 vs 53 typical

Where $646/sqft sits among the 400 Bradenton actives

150
138
65
32
7
8 · this home
$125–212$212–299$299–386$386–472$472–559$559+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Map of 4304 14TH AVENUE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

193 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 196% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $1,065,000 · 46 days on market since
1993Built · BRADEN RIVER LAKES PH V-A

Reality check

What actually sold near 4304 14TH AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1003 45TH STREET ESold · Mar ’26

$385,000

1003 45TH STREET E · same community

3 bd · 2 ba · 1,486 sqft · $259/sqft · 49 DOM

4604 9TH AVENUE ESold · Sep ’25

$360,000

4604 9TH AVENUE E · same community

3 bd · 2 ba · 1,484 sqft · $243/sqft · 107 DOM

5504 18TH AVENUE ESold · Apr ’26

$563,000

5504 18TH AVENUE E

3 bd · 2 ba · 1,648 sqft · $342/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lyra Rae

Your agent

Lyra Rae

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4304 14TH AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4304 14TH AVENUE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4304 14TH AVENUE E FAQs

What would the monthly payment be for 4304 14TH AVENUE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,906/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4304 14TH AVENUE E?+

The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4304 14TH AVENUE E?+

The most recent tax bill on record (2025) was $6,729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4304 14TH AVENUE E?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,065,000, this home is listed about 169% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4304 14TH AVENUE E?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW COASTAL LIVING III · Toni Zarghami. MLS #A4696812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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