9461 MIAMI CIRCLE, PORT CHARLOTTE, FL, 33981
Active49 days on marketListed Jun 19, 2026MLS #A4697576
About this home
9461 MIAMI CIRCLE
WOW!! A MUST SEE!!! Spacious 4 bedroom, 2 bath, and a 3 car garage with an open floor plan. Located in beautiful Gulf Cove Community. Formal dining and living room, vaulted ceilings. Master bedroom with garden tub and separate shower. The community offers parks, and a private boat launch. Walking and biking trails, bird sanctuary, and easy access to Mayakka River, Charlotte Harbor, and Gulf of Mexico. Great for fishing and relaxation. Close to beautiful beaches, restaurants, shopping and a whole lot more. A must see.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,305
Sqft
0.27 ac
Lot size
3
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 071
$1 vs $304
Days on market
49 vs 59 typical
Where $1/sqft sits among the 11 homes for sale in PORT CHARLOTTE SEC 071
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 11
PORT CHARLOTTE SEC 071 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9461 MIAMI CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$475,000
9309 NASTRAND CIRCLE · same community
3 bd · 2 ba · 2,302 sqft · $206/sqft · 50 DOM
Sold · Jun ’26$351,600
9159 MELODY CIRCLE · same community
4 bd · 2 ba · 2,330 sqft · $151/sqft · 502 DOM
Sold · May ’26$358,000
14326 EDSEL DRIVE · same community
4 bd · 2 ba · 2,330 sqft · $154/sqft · 457 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9461 MIAMI CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9461 MIAMI CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9461 MIAMI CIRCLE FAQs
What would the monthly payment be for 9461 MIAMI CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9461 MIAMI CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,950, this home is listed about 99% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9461 MIAMI CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Andrew Orzechowski. MLS #A4697576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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