7905 RANDOM ROAD, PANAMA CITY BEACH, FL, 32413
Active39 days on marketListed Jun 25, 2026MLS #A4698140
About this home
7905 RANDOM ROAD
This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in West Bay, Florida, the property features 0.49 acres of wooded terrain with public utilities available. A mobile home has been removed, and the lot has already been scraped, cleaned, filled, and fenced, providing added preparation for future use or development. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a development opportunity, or a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.
Facts & features
The home at a glance
0.49 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$872 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$872/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Panama City Beach
Get to know Panama City Beach. See the full Panama City Beach guide →
PANAMA CITY BEACH 32413 — neighborhood snapshot
Population
15,214
Median age
52.7
Median income
$76,010
Median home value
$384,000
Avg household
2.01
Households w/ children
1,161
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Panama City Beach market
$102K → $397K
Panama City Beach median sold, yr/yr
99.9%
Sale-to-list ratio (12 mo)
Median sold price, Panama City Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the PANAMA CITY BEACH 32413 median. See the full Panama City Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Robert Holmgren
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7905 RANDOM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7905 RANDOM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Robert's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7905 RANDOM ROAD FAQs
What would the monthly payment be for 7905 RANDOM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7905 RANDOM ROAD?+
The most recent tax bill on record (2025) was $336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7905 RANDOM ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Panama City Beach?+
At $107,999, this home is listed about 65% below the Panama City Beach median of $308,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7905 RANDOM ROAD?+
West Bay Elementary School (elementary), J.R. Arnold High School (high) — Bay County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PANAMA CITY BEACH 32413 market on paper
$107,999 is 64% below the PANAMA CITY BEACH 32413 median of $299,000.
02Time on market is leverage
39 days on market against a Panama City Beach median of 7 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $114,999, now $107,999 — a $7K cut. The full history is in the market section below.
Listing courtesy of NEW ALLIANCE GROUP REALTY · Zach Hilferding. MLS #A4698140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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