Homes for sale in
Panama City Beach, Florida
Emerald Coast living at a reachable price
5
Homes for sale
$308,950
Median list price
$271
Avg price / sqft
7
Median days on market
Panama City Beach sits on the Bay County stretch of Florida's Emerald Coast, where white-sand beaches and the Gulf define daily life. Neighborhoods like Miramar Heights, Riviera Beach, and Seaclusion Beach give buyers a mix of established streets and easy beach access, with West Bay and Hutchison Beach elementary schools serving local families.
The active market here is tight and fast: just 5 homes are listed right now, with a median list price of $308,950 and a median of only 7 days on market. Most of what's available is single-family homes priced in the low-to-mid $300s, so serious buyers should be ready to move quickly and can browse by price to spot new inventory early.
Panama City Beach is in Bay County, Florida.
Within a 30-minute drive
Quick facts
$234,900 – $422K price range
1,504 sqft median home
$2,100/mo median rent
Leans buyer right now
Fresh on the market
Newest homes in Panama City Beach
View all 5 homes →
$399,900
101 SAND OAK BOULEVARD, PANAMA CITY BEACH
3 bd · 2.5 ba · 1,898 sqft
$308,950
243 WOODLAWN COURT, PANAMA CITY BEACH
4 bd · 2 ba · 1,606 sqft
$264,950
21316 SUNSET AVENUE, PANAMA CITY BEACH
2 bd · 1 ba · 624 sqft
$318,000$319,000
128 N VESTAVIA STREET, PANAMA CITY BEACH
3 bd · 2 ba · 1,504 sqft
$234,900$249,900
644 16TH STREET, PANAMA CITY BEACH
2 bd · 2 ba · 863 sqft
$417,700$421,500
104 SEASHELL COURT, PANAMA CITY BEACH
3 bd · 2 ba · 1,679 sqft
5 of 5 active listings shown
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Property features
The numbers that matter
The Panama City Beach market
Leans buyer
15.0 months of inventory
Inventory is building — buyers have leverage and time.
8
Sold, last 12 months
$259,500
Median sold price
99%
Sale-to-list ratio
What sellers actually get vs asking
0 days
Median time to sell
Panama City Beach vs Bay County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
Homes on the market
▲ 16.7% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Panama City Beach, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Panama City Beach neighborhoods
Miramar Heights
1 home · $325K median
Riviera Beach
1 home · $265K median
Seaclusion Beach
1 home · $422K median
White Sands Estates
1 home · $235K median
Woodlawn Village
1 home · $309K median
Show all 147 Panama City Beach neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Panama City Beach
Fast-moving inventory
With a median of just 7 days on market, well-priced homes here rarely linger.
Approachable price point
The median list price of $308,950 keeps Panama City Beach reachable compared to much of Florida's Gulf coast.
Low carrying costs
A median HOA of just $8/month and property taxes around $1,732/year keep ongoing ownership costs modest.
Established beach neighborhoods
Communities like White Sands Estates and Woodlawn Village offer settled streets near the Gulf.
Variety in a small market
Even with only 5 active listings, the mix spans single-family homes, a duplex, and a manufactured home.
Population
18,493
Median age
45.2
Median income
$78,921
Median home value
$417,800
What people here are into
Culture
Top 5% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Hobbies & Interests
Top 7% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Lifestyles
Top 8% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Entertainment
Top 15% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Entertainment
Top 15% in the U.S.Live Experiences
When it comes to entertainment, this population is looking for the ultimate experience. Whether it's a charity fundraiser or a concert, elements such as lights, sounds, and merchandise are critical for a good time.
Food & Drink
Top 16% in the U.S.Trendy Eats
Meals are a social experience, and these foodies take it to the next level. This population can't wait to snap a pic of their plate and share it before chowing down.
What it really costs
Owning here
Owning the median Panama City Beach home
≈ $1,990/mo
$308,950 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
0%
In a FEMA flood zone
Most homes here sit outside high-risk zones
$2,100/mo
Median rent
1 homes for rent right now
Straight answers
Panama City Beach real estate FAQs
Is Panama City Beach a good place to live?+
It's a Gulf-coast beach town in Bay County with white-sand shoreline and established residential pockets like White Sands Estates and Woodlawn Village. Local families are served by West Bay Elementary and Hutchison Beach Elementary, and the neighborhoods balance beach access with everyday livability.
Is Panama City Beach expensive?+
By Florida beach standards it's relatively approachable, with a median list price of $308,950 and active homes ranging from $234,900 to $421,500. Carrying costs are light too — a median HOA of just $8/month and property taxes near $1,732/year.
What do homes cost in Panama City Beach?+
The current median list price is $308,950, at an average of $271 per square foot on a median home size of about 1,504 square feet. You can browse by price to see how listings fall within that range.
How is the Panama City Beach housing market?+
It's fast and low-inventory right now, with only 5 active listings and a median of 7 days on market. Buyers should line up financing early and watch for just reduced homes and new listings, since well-priced properties move quickly.
What about HOA fees and property taxes?+
Ongoing costs here are modest — the median HOA is just $8/month and median property tax runs about $1,732/year. That combination keeps monthly ownership affordable, especially against a median rent of $2,100/month for those weighing renting versus buying.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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