397 DONIPHAN DRIVE, PORT CHARLOTTE, FL, 33954
Active44 days on marketListed Jun 26, 2026MLS #A4698233
About this home
397 DONIPHAN DRIVE
Welcome to 397 Doniphan Drive, Port Charlotte a thoughtfully designed 2023 built residence offering the flexibility today's buyers are searching for. While this is a standard single-family home, its innovative floor plan was designed to accommodate multigenerational living with exceptional privacy and versatility. The home features two separate living areas, each with its own private exterior entrance, connected by an interior double-door entry. This unique layout is ideal for extended family, in-laws, adult children, long-term guests, live-in caregivers, or anyone seeking a true Next Gen living arrangement while remaining under one roof. The interior connection allows the home to function as one cohesive residence or provides the privacy of two distinct living spaces when desired. Built in 2023, this modern home offers the peace of mind of newer construction along with contemporary finishes, energy-efficient features, and low-maintenance living. Conveniently located, you'll enjoy easy access to shopping, dining, medical facilities, parks, golf courses, public boat ramps, and the area's beautiful waterways. With Gulf beaches, Warm Mineral Springs, Charlotte Harbor, and numerous outdoor recreational opportunities just a short drive away, this home combines flexibility, functionality, and an exceptional location. Whether you're looking for a spacious primary residence or a home that can comfortably accommodate multiple generations, 397 Doniphan Drive presents a rare opportunity to own a truly adaptable property designed for today's evolving lifestyles.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,026
Sqft
0.23 ac
Lot size
2023
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,680 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,680/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs PORT CHARLOTTE SEC 030
$163 vs $205
Days on market
44 vs 60 typical
Where $163/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 030
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33954 — neighborhood snapshot
Population
11,604
Median age
52.8
Median income
$83,081
Median home value
$304,000
Avg household
2.42
Households w/ children
1,156
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 12
PORT CHARLOTTE SEC 030 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1194% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 397 DONIPHAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$340,700
362 LEMOYNE STREET · same community
3 bd · 2 ba · 2,010 sqft · $170/sqft · 244 DOM
Sold · Sep ’25$427,000
249 PEMBROKE DRIVE · same community
4 bd · 3 ba · 2,067 sqft · $207/sqft · 0 DOM
Sold · Jun ’26$489,900
136 SEQUOYAH DRIVE · same community
3 bd · 4 ba · 2,068 sqft · $237/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 397 DONIPHAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 397 DONIPHAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
397 DONIPHAN DRIVE FAQs
What would the monthly payment be for 397 DONIPHAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,680/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 397 DONIPHAN DRIVE?+
The most recent tax bill on record (2025) was $5,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $329,900, this home is priced right at the Port Charlotte median.
Which schools are assigned to 397 DONIPHAN DRIVE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OSIPOV GROUP REAL ESTATE · Bogdan Osipov. MLS #A4698233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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