3915 SOMERSET DRIVE UNIT 9, SARASOTA, FL, 34242
Active35 days on marketListed Jul 6, 2026MLS #A4698567
About this home
3915 SOMERSET DRIVE UNIT 9
No bridges to the Intracoastal Waterway and the Gulf, a private deeded boat slip with a 10,000-pound lift, and an exceptional 720-square-foot bonus game room with a private spa make this Somerset Cove residence a rare opportunity for the discerning waterfront buyer. Located in one of Siesta Key's most sought-after gated communities, this beautifully maintained home offers the perfect blend of luxury, comfort, and effortless coastal living. Designed with both elegance and peace of mind in mind, the home has been extensively upgraded with a new roof (2024), hurricane impact windows (2020), and a new air conditioning system (2020), along with numerous additional high-end improvements throughout. Abundant storage—including ideal space for seasonal owners and northerners. Whether you're entertaining after a day on the water, unwinding in your private spa, or enjoying quick access to Sarasota Bay and the Gulf, this move-in-ready residence offers an unparalleled boating lifestyle with the quality, security, and convenience today's luxury buyers demand.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,758
Sqft
2
Garage
1993
Year built
Three Or More
Levels
$792
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,520 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,520/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+75.9%
$/sqft vs Sarasota actives
$792 vs $343
Days on market
35 vs 63 typical
Where $792/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$3,700/mo median
Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
160 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 386% above the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3915 SOMERSET DRIVE UNIT 9
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,400,000
5168 SANDY COVE
4 bd · 3 ba · 2,762 sqft · $869/sqft · 10 DOM
Sold · Oct ’25$1,000,000
5072 HIGEL AVENUE
4 bd · 3.5 ba · 2,753 sqft · $363/sqft · 263 DOM
Sold · Mar ’26$1,600,000
5121 SANDY SHORE AVENUE
3 bd · 3 ba · 2,726 sqft · $587/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3915 SOMERSET DRIVE UNIT 9 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3915 SOMERSET DRIVE UNIT 9 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3915 SOMERSET DRIVE UNIT 9 FAQs
What would the monthly payment be for 3915 SOMERSET DRIVE UNIT 9?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,520/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3915 SOMERSET DRIVE UNIT 9?+
The most recent tax bill on record (2025) was $9,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3915 SOMERSET DRIVE UNIT 9 be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3915 SOMERSET DRIVE UNIT 9?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $2,185,000, this home is listed about 291% above the Sarasota median of $559,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$2,185,000 runs 386% above the SARASOTA 34242 median — but at 2,758 sqft it's also 64% larger than the typical Sarasota listing.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of WATERSIDE REALTY LLC · Patti O Grady. MLS #A4698567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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