CENTURY 21 Edge
$1,175,000$1,300,0003 bd3.5 ba2,963 sqft$397 /sqft≈$7,228 /mo all-in ↓

28401 104TH DR E, MYAKKA CITY, FL, 34251

Active97 days on marketListed Jul 7, 2026MLS #A4698927

✦ Reduced $125KWaterfrontSingle Family ResidenceMAGNOLIA HILL

Come see it

Upcoming open house

Sat, Oct 17

11:00 AM – 2:00 PM

About this home

28401 104TH DR E

FIRST TIME ON THE MARKET! Set on 5 peaceful acres in Myakka City, with nearly 3,000-square-feet, this custom built home offers the rare combination of privacy, usable acreage, substantial workshop and storage space, along with the freedom of country living—all with no HOA's or CDD fees. This 3 bedroom, 3.5 bath home also includes a dedicated office along with a spacious floor plan with the primary suite conveniently located on the main level. A soaring vaulted ceiling in the living room creates an open, airy feel, while the wood-burning stove adds warmth and character. Fresh interior paint (2026), brand-new carpet (2026), metal roof (2020) along with newer plank vinyl flooring, appliances and HVAC system. The home has undergone an inspection with careful attention given to maintenance and needed items so this home is ready for its next owner. Step outside and the possibilities are endless. Mature oak trees frame the property, while a peaceful pond and inviting country front porch create the perfect backdrop for quiet mornings and relaxed evenings. With five acres to enjoy, there is room for animals, gardening, recreational vehicles, equipment and the outdoor lifestyle you've been looking for. For the hobbyist, boater, RV owner or anyone needing extra workspace and storage, the property delivers a 30' x 36' powered workshop providing approximately 1,080 square feet of dedicated space, complemented with a 16' x 36' covered outdoor kitchen and entertaining area. A separate 16' x 30' covered lean-to would accommodate a high-tower boat, RV or additional equipment, all while still having a 10' x 10' lean-to for whatever your heart desires. The attached two-car garage and storage breezeway provide even more storage, indoor parking and overall flexibility. While the setting feels wonderfully removed from the hustle and bustle, you don't have to sacrifice convenience. Downtown Lakewood Ranch and Downtown Sarasota are both approximately 30 minutes away, while I-75 is about a 20-minute drive, making it easy to enjoy all the shopping, dining, entertainment and recreation found throughout the surrounding area. For frequent travelers, Sarasota-Bradenton International Airport (SRQ) and Tampa International Airport (TPA) provide convenient options for regional and international travel. The property is also located within Manatee County's top rated school district. Whether your vision includes horses and country living, a workshop for your projects or business, space for your boat and RV, or just simply five private acres where you can spread out and enjoy Florida's rural beauty, this property offers something increasingly hard to find in our area: space, versatility and freedom—all in one place.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,963

Sqft

5 ac

Lot size

2

Garage

1994

Year built

Two

Levels

$397

Per sqft

WaterfrontFireplaceTrees/Woods view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesCooktop · Dishwasher · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingBoat · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level · Guest · Off Street · Oversized · Parking Pad · RV Carport · RV Garage
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$3,442/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Phone Available · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,228 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property tax — 2025 actual bill$287
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $117,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $117,500
Interest rate6.00%
Loan term

Estimated payment

$7,228/mo

Principal & interest$6,340
PMI (est., until 20% equity)$441
Property taxes (actual bill)$287
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$655KedgeAI estimate $703,569 · range $682K–$725K$1.2M

vs edgeAI estimate

+67%

$/sqft vs Myakka City actives

$397 vs $508

Days on market

97 vs 57 typical

Where $397/sqft sits among the 33 Myakka City actives

18 · this home
8
4
1
0
2
$309–527$527–744$744–961$961–1178$1178–1396$1396+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Magnolia Hill

Drive times from this address

Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Myakka City. See the full Myakka City guide →

Magnolia Hill — neighborhood snapshot

Population

334

Median age

45

Median income

$94,722

Median home value

$476,100

Avg household

3

Households w/ children

34%

For the school run

Manatee County School District

ElementaryMyakka City Elementary School★★★★★
MiddleR. Dan Nolan Middle School★★★★★
HighLakewood Ranch High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Myakka City market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$687K → $838K

Myakka City median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

13 of 33

Myakka City actives have cut their price

Median sold price, Myakka City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the MYAKKA CITY 34251 median. See the full Myakka City market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,175,000 ▼ $125K
Jul 7, 2026Listed at $1,300,000 · 97 days on market since
1994Built · MAGNOLIA HILL

Reality check

What actually sold near 28401 104TH DR E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10222 289TH STREET ESold · May ’26

$830,000

10222 289TH STREET E · same community

4 bd · 3 ba · 2,831 sqft · $293/sqft · 50 DOM

28801 100TH DRIVE ESold · Mar ’26

$1,438,000

28801 100TH DRIVE E · same community

5 bd · 2.5 ba · 3,112 sqft · $462/sqft · 160 DOM

9922 289TH STREET ESold · Mar ’26

$680,000

9922 289TH STREET E · same community

3 bd · 2.5 ba · 2,445 sqft · $278/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 28401 104TH DR E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28401 104TH DR E — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

28401 104TH DR E FAQs

What would the monthly payment be for 28401 104TH DR E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 28401 104TH DR E?+

The most recent tax bill on record (2025) was $3,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28401 104TH DR E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Myakka City?+

At $1,175,000, this home is listed about 20% below the Myakka City median of $1,470,169. The market section on this page shows how the area is trending.

Which schools are assigned to 28401 104TH DR E?+

Myakka City Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,175,000 runs 57% above the MYAKKA CITY 34251 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Myakka City Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — R. Dan Nolan Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,300,000, now $1,175,000 — a $125K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Glenda Lucero. MLS #A4698927.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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