
1728 NE 22ND TERRACE, CAPE CORAL, FL, 33909
Active5 days on marketListed Aug 11, 2026MLS #A4699440
About this home
1728 NE 22ND TERRACE
BIENVENIDA to your HOME in NE Cape Coral – NO FLOOD INSURANCE REQUIRED (Zone X)! This MOVE-IN READY RESIDENCE offers the perfect blend of COMFORT, FUNCTIONALITY, and PRIME LOCATION with EASY ACCESS to Del Prado Blvd N and Kismet Pkwy, placing you MINUTES from shopping, dining, schools, and everything that makes SWFL PARADISE so desirable. Step into a BRIGHT & OPEN LIVING AREA featuring a desirable SPLIT-BEDROOM FLOOR PLAN designed for PRIVACY and EVERYDAY LIVING. The PRIMARY SUITE is privately positioned on one side of the home and features a HALLWAY ENTRY along with a CONVENIENT IN-RESIDENCE LAUNDRY AREA. On the opposite side, you’ll find TWO ADDITIONAL BEDROOMS connected by a JACK-AND-JILL BATHROOM, plus a FLEXIBLE DEN/OFFICE/STUDY that can easily function as a FOURTH BEDROOM—perfect for guests, work-from-home, or additional living space. Enjoy TILE FLOORING THROUGHOUT the entire home—LOW MAINTENANCE and IDEAL for FLORIDA LIVING. The SPACIOUS KITCHEN is both FUNCTIONAL and INVITING, showcasing ample GRANITE COUNTERTOP SPACE, abundant cabinetry, a PANTRY, and NEWER STAINLESS-STEEL APPLIANCES including refrigerator/freezer, microwave, and dishwasher. The L-SHAPED DESIGN flows seamlessly into the dining area and breakfast bar, creating the perfect setting for ENTERTAINING or DAILY LIVING. Step outside to your SCREENED-IN LANAI with SOUTHERN EXPOSURE—a PREMIUM FEATURE that fills the home with NATURAL LIGHT and provides IDEAL CONDITIONS for a FUTURE POOL or OUTDOOR LIVING EXPANSION. The SPACIOUS BACKYARD offers plenty of room to customize your outdoor oasis and includes SEVERAL MATURE FRUIT TREES already in place—ENJOY YOUR MORNING COFFEE OR EVENING BREEZE in a peaceful, private setting. KEY FEATURES INCLUDE: NEWER ROOF (2019), NEWER A/C SYSTEM (2021), TILE FLOORS THROUGHOUT, 2-CAR GARAGE with CONCRETE DRIVEWAY, SCREENED LANAI, and a GENEROUS 0.23-ACRE LOT (10,019 SQ FT) with 1,422 SQ FT UNDER AIR. Located CLOSE TO ALL AMENITIES including grocery stores, restaurants, medical facilities, and schools. Enjoy QUICK ACCESS to Pine Island Rd with direct connections to US-41 and I-75, making travel to Fort Myers, Punta Gorda, Port Charlotte, Naples, Sarasota, and Tampa EASY AND CONVENIENT. TWO MAJOR AIRPORTS—RSW (Fort Myers) and PGD (Punta Gorda)—are also WITHIN EASY REACH. Whether you’re searching for a PRIMARY RESIDENCE, SEASONAL RETREAT, or INVESTMENT PROPERTY, this home delivers FLEXIBILITY, VALUE, and LOCATION in the heart of SWFL PARADISE. Schedule your PRIVATE SHOWING TODAY and TAKE ADVANTAGE of this OPPORTUNITY to OWN in CAPE CORAL! Buyer to assume remaining CITY WATER & SEWER ASSESSMENTS, conveniently amortized over future years and included within the annual property tax bill, providing long-term payment flexibility.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,422
Sqft
0.23 ac
Lot size
2
Garage
2000
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,053 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs CAPE CORAL
$186 vs $255
Days on market
5 vs 50 typical
Where $186/sqft sits among the 142 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $408K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
55 of 142
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 279% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1728 NE 22ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$287,000
332 NE 21ST STREET · same community
3 bd · 2 ba · 1,418 sqft · $202/sqft · 9 DOM
Sold · Dec ’25$255,000
1428 SE 20TH AVENUE · same community
3 bd · 2 ba · 1,435 sqft · $178/sqft · 164 DOM
Sold · Mar ’26$298,000
4404 SW 7TH AVENUE · same community
3 bd · 2 ba · 1,359 sqft · $219/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1728 NE 22ND TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1728 NE 22ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1728 NE 22ND TERRACE FAQs
What would the monthly payment be for 1728 NE 22ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,053/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1728 NE 22ND TERRACE?+
The most recent tax bill on record (2025) was $2,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1728 NE 22ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $265,000, this home is listed about 41% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1728 NE 22ND TERRACE?+
Diplomat Middle School (middle), Diplomat Elementary School (elementary), Dr Carrie D Robinson Littleton Elementary School (elementary), Tropic Isles Elementary School (elementary), Caloosa Middle School (middle), North Fort Myers High School (high), Caloosa Elementary School (elementary), Mariner High School (high), Island Coast High School (high), Hancock Creek Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$265,000 runs 279% above the CAPE CORAL 33909 median.
02Fresh on the market
Only 5 days on market in a Cape Coral market that averages 50 — if it fits, move quickly.
03Strong assigned schools
Diplomat Middle School, Diplomat Elementary School, Dr Carrie D Robinson Littleton Elementary School, Tropic Isles Elementary School, Caloosa Middle School, North Fort Myers High School, Caloosa Elementary School, Mariner High School, Island Coast High School, Hancock Creek Elementary School, Cape Coral High School, Ida S. Baker High School — Diplomat Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SUNSHINE · Daniela Mitchell. MLS #A4699440.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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