10181 KINGSVILLE DRIVE, PORT CHARLOTTE, FL, 33981
Active28 days on marketListed Jul 19, 2026MLS #A4699900
About this home
10181 KINGSVILLE DRIVE
CORNER LOT. Beautiful homesite in the highly desirable South Gulf Cove boating community. Build your Florida dream home on this affordable dry lot and enjoy all the benefits of a waterfront neighborhood without the waterfront price tag. Located in a deed-restricted community of approximately 15,000 home sites with over 4,000 waterfront lots and 55 miles of navigable canals leading to Charlotte Harbor and the Gulf of Mexico through the community lock system. Central water and sewer are available to all buildable lots, and owners have access to the community boat ramp, parks, and walking areas, making it easy to launch your boat, kayak, or paddleboard and live the Southwest Florida lifestyle. This property offers convenient access to beaches, golf courses, shopping, restaurants, and marinas in Englewood, Port Charlotte, and Boca Grande, all while being surrounded by newer construction homes and well-kept properties that help protect long-term value. Whether you are ready to build now or just want to secure an attractive home site for the future, this South Gulf Cove lot is an excellent choice for both personal use and investment.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10181 KINGSVILLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$950,000
14299 MONTMARTE AVENUE · same community
4 bd · 3.5 ba · 2,257 sqft · $421/sqft · 33 DOM
Sold · Mar ’26$505,000
48 LARK DRIVE
2 bd · 2 ba · 1,637 sqft · $308/sqft · 228 DOM
Sold · Jun ’26$325,000
14847 LILLIAN CIRCLE
3 bd · 2 ba · 1,667 sqft · $195/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10181 KINGSVILLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10181 KINGSVILLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10181 KINGSVILLE DRIVE FAQs
What would the monthly payment be for 10181 KINGSVILLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10181 KINGSVILLE DRIVE?+
The most recent tax bill on record (2025) was $857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10181 KINGSVILLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $29,000, this home is listed about 91% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10181 KINGSVILLE DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Art Broslat. MLS #A4699900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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