CENTURY 21 Edge
$2,050,000$2,189,9003 bd4 ba3,078 sqft$666 /sqft≈$12,999 /mo all-in ↓

812 BLUE SHELL LOOP, SARASOTA, FL, 34240

Active72 days on marketListed Jul 31, 2026MLS #A4701543

✦ Reduced $140K✦ New constructionWaterfrontPrivate poolSingle Family ResidenceSHELLSTONE AT WATERSIDE

About this home

812 BLUE SHELL LOOP

One or more phots digitally staged. SWEEPING WATER VIEWS - CUSTOM HOME - COMPLETE NOW! Experience an exceptional opportunity on one of Waterside’s most desirable big-water settings. This custom, expanded Camber residence is perfectly positioned to capture spectacular long-water views across the approximately 200-acre lake. From the moment you enter, the water takes center stage. Soaring ceilings, floor-to-ceiling windows and an impressive 22-foot wall of sliding glass doors create a dramatic connection between the interior, pool and expansive lake beyond. Unlike a standard Camber, this thoughtfully customized home offers a private en-suite bath for every bedroom, plus a spacious flex room with a closet and custom built-ins adjacent to a full bath—ideal for an office, media room or additional guest accommodations. At the heart of the home is a beautifully appointed chef’s kitchen with abundant cabinetry, a walk-in pantry with custom built-ins and a separate butler’s pantry with wine refrigerator. The expanded great room and dining area were specifically designed to take advantage of the home’s extraordinary water views and effortless indoor-outdoor entertaining. The owner’s retreat features a custom-designed walk-in closet with mirrored doors and generous storage, complemented by a spa-inspired bath with dual vanities and an oversized walk-in shower. Step outside and discover the Florida lifestyle already completed for you: an expansive covered lanai, custom outdoor kitchen, elegant saltwater pool and spa with sun shelf, and panoramic lake views providing a spectacular backdrop from morning through evening. Additional upgrades include custom closets throughout, impact windows and doors, dual HVAC systems, a floor-to-ceiling glass pocket door from the flex room to the lanai, custom mudroom cabinetry and a finished three-car garage. Why wait to build? This never-occupied custom residence is complete and ready to enjoy now. Shellstone at Waterside offers two amenity centers with resort-style pool, spa and cabanas, fitness center, clubhouse, tennis, pickleball, basketball, playground and community activities, all conveniently located near the dining, shopping and entertainment of Waterside Place. SWEEPING WATER VIEWS. CUSTOM HOME. COMPLETE NOW!

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

3,078

Sqft

0.22 ac

Lot size

3

Garage

2026

Year built

One

Levels

$666

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesSouth
ExteriorIrrigation System · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$396/mo
Taxes (2025)$7,345/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityLake · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,999 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,062
PMI (est., until 20% equity)$769
Property tax — 2025 actual bill$612
HOA fee — from the listing$396
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $205,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $205,000
Interest rate6.00%
Loan term

Estimated payment

$12,999/mo

Principal & interest$11,062
PMI (est., until 20% equity)$769
Property taxes (actual bill)$612
HOA / condo fee$396
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.0M
$1.4MedgeAI estimate $1,575,023 · range $1.4M–$1.6M$2.1M

vs edgeAI estimate

+30.2%

$/sqft vs Sarasota actives

$666 vs $391

Days on market

72 vs 85 typical

Where $666/sqft sits among the 400 Sarasota actives

204
68
52 · this home
32
13
31
$158–410$410–661$661–913$913–1165$1165–1417$1417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 62 min
Tampa Int’l Airport (TPA)≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34240 — neighborhood snapshot

Population

16,356

Median age

51.4

Median income

$126,048

Median home value

$622,100

Avg household

2.55

Households w/ children

1,604

For the school run

Sarasota County School District

ElementaryTatum Ridge Elementary School★★★★★
MiddleMcIntosh Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

196 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 208% above the SARASOTA 34240 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,050,000 ▼ $140K
Jul 31, 2026Listed at $2,189,900 · 72 days on market since
2026Built · SHELLSTONE AT WATERSIDE

Reality check

What actually sold near 812 BLUE SHELL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

832 BLUE SHELLSold · Jun ’26

$1,593,908

832 BLUE SHELL · same community

3 bd · 3 ba · 3,072 sqft · $519/sqft · 0 DOM

811 BLUE SHELL LOOPSold · Jul ’26

$1,297,000

811 BLUE SHELL LOOP · same community

4 bd · 3 ba · 3,072 sqft · $422/sqft · 19 DOM

1312 IVORY TUSK CIRCLESold · Feb ’26

$1,839,000

1312 IVORY TUSK CIRCLE · same community

3 bd · 3 ba · 2,812 sqft · $654/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 812 BLUE SHELL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 812 BLUE SHELL LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

812 BLUE SHELL LOOP FAQs

What would the monthly payment be for 812 BLUE SHELL LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,999/mo — principal and interest, the actual property-tax bill, the $396/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 812 BLUE SHELL LOOP?+

The association fee works out to $396 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 812 BLUE SHELL LOOP?+

The most recent tax bill on record (2025) was $7,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 812 BLUE SHELL LOOP?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,050,000, this home is listed about 273% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 812 BLUE SHELL LOOP?+

Tatum Ridge Elementary School (elementary), McIntosh Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,050,000 runs 208% above the SARASOTA 34240 median — but at 3,078 sqft it's also nearly twice the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tatum Ridge Elementary School, McIntosh Middle School, Booker High School — Tatum Ridge Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,189,900, now $2,050,000 — a $140K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Sarah Lowry. MLS #A4701543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 812 BLUE SHELL LOOP but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 10, 2026 at 9:00 PM UTC. The listing information on this page last changed on October 10, 2026 at 9:00 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 10, 2026 at 9:00 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 10, 2026 at 9:00 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.