203 BIMINI DRIVE, PALMETTO, FL, 34221
Active1 days on marketListed Aug 5, 2026MLS #A4702050
About this home
203 BIMINI DRIVE
SUNSETS, MARINA VIEWS & LOW-MAINTENANCE FLORIDA LIVING! Enjoy the benefits of newer construction without the cost or wait to build! This 2023 elevated home is located in Tropic Isles, a highly desirable 55+ resident-owned waterfront community, offering quality construction, modern finishes, and a carefree coastal lifestyle. Beautiful tropical landscaping welcomes you home, complemented by front and rear paver patios designed for relaxing and entertaining. Sip your morning coffee or unwind in the evening from the covered front porch overlooking the community marina, where beautiful water views and unforgettable Florida sunsets create the perfect backdrop. Inside, you'll find a bright, open-concept floor plan featuring 9-foot ceilings, luxury vinyl plank flooring, custom wood blinds, recessed lighting, and abundant natural light. The stylish galley kitchen offers stainless steel appliances, a farmhouse sink, ample cabinetry, and flows seamlessly into the living and dining areas—ideal for everyday living and entertaining. The spacious primary suite features a beautifully upgraded ensuite bath with a walk-in shower and custom glass enclosure, while the guest bedroom and second full bath provide comfortable accommodations for family and friends. Additional highlights include indoor laundry, an attached utility/storage shed, and ceiling fans throughout, including the front porch. Tropic Isles offers an exceptional waterfront lifestyle with amenities including a full-service marina, heated pool, newly renovated fitness center, boat launch, kayak launch, shuffleboard courts, fishing along Terra Ceia Bay, and a vibrant social calendar with activities year-round. Annual boat slip rentals are available through the association, subject to availability. Conveniently located just minutes from Gulf beaches, waterfront dining, shopping, medical facilities, and easy access to St. Petersburg, Sarasota, and Tampa. Whether you're searching for a seasonal getaway or a full-time residence, this move-in-ready home offers the perfect combination of comfort, convenience, and the Florida waterfront lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.09 ac
Lot size
2023
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,420 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,420/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.5%
$/sqft vs TROPIC ISLES CO-OP
$245 vs $124
Days on market
1 vs 56 typical
Where $245/sqft sits among the 7 homes for sale in TROPIC ISLES CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropic Isles Mobile Home Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Tropic Isles Mobile Home Estates — neighborhood snapshot
Population
744
Median age
66
Median income
$55,729
Median home value
$250,900
Avg household
2
Households w/ children
47%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 7
TROPIC ISLES CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 203 BIMINI DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$240,000
203 BIMINI DRIVE · same community
2 bd · 2 ba · 1,008 sqft · $238/sqft · 9 DOM
Sold · Nov ’25$115,000
319 TERRA CEIA DRIVE · same community
2 bd · 2 ba · 960 sqft · $120/sqft · 359 DOM
Sold · Aug ’25$125,000
178 BIMINI DRIVE · same community
2 bd · 2 ba · 936 sqft · $134/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 203 BIMINI DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 203 BIMINI DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
203 BIMINI DRIVE FAQs
What would the monthly payment be for 203 BIMINI DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,420/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 203 BIMINI DRIVE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 203 BIMINI DRIVE?+
The most recent tax bill on record (2025) was $4,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 203 BIMINI DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $247,000, this home is listed about 37% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 203 BIMINI DRIVE?+
Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER · Carmen Garcia Urgelles. MLS #A4702050.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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