
706 18TH AVENUE DRIVE W, PALMETTO, FL, 34221
Active7 days on marketListed Aug 5, 2026MLS #A4702130
Come see it
Upcoming open house
Sat, Aug 15
11:00 AM – 3:00 PM
About this home
706 18TH AVENUE DRIVE W
Renovated 4BR/3BA Palmetto Ranch on a Quarter-Acre Lot - No HOA, No CDD Set behind a circular gravel drive and mature palm landscaping, this beautifully renovated 2,194 sq ft single-story home offers 1973 character with a comprehensive modern update throughout. The open-concept kitchen and living space serve as the heart of the home. A whitewashed brick island anchors the kitchen, topped in granite and paired with a blue mosaic tile backsplash, stainless steel appliances, and custom cabinetry running floor to ceiling. The space flows directly into the dining area and family room, which features a wood-plank ceiling and a wood-burning brick fireplace — ideal for both everyday living and entertaining. The primary suite offers a private retreat with an en-suite bath featuring brass fixtures. A second full bath includes coastal-style subway tile with a walk-in shower, and a third full bath rounds out the home's living quarters. A flexible bonus room off the entry works well as a home office, den, or additional living space. Step outside to a screened, 28'5" x 13'11" covered lanai overlooking a sprawling, fully fenced backyard — plenty of room to add a pool, a play structure, or simply enjoy Florida living in privacy. Additional highlights: block/stucco construction on a slab foundation, central electric heat & air, public water & sewer, and a functional split floor plan with a dedicated primary suite wing. Ideally located minutes to historic downtown Palmetto, the Manatee River, US-41, and I-75, with easy access to Gulf Coast beaches. Zoned for Palmetto Elementary, Lincoln Memorial Middle, and Palmetto High within the School District of Manatee County (buyer to verify current attendance zones). Move-in ready and thoughtfully updated — schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,194
Sqft
0.25 ac
Lot size
1973
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,455 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,455/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.7%
$/sqft vs Palmetto actives
$201 vs $205
Days on market
7 vs 60 typical
Where $201/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Palmetto Historic District — neighborhood snapshot
Population
2,006
Median age
46
Median income
$74,759
Median home value
$249,458
Avg household
3
Households w/ children
180
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
227 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 706 18TH AVENUE DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$334,000
1818 7TH STREET W · same community
3 bd · 2 ba · 1,362 sqft · $245/sqft · 3 DOM
Sold · Dec ’25$275,000
1814 7TH STREET W · same community
2 bd · 1 ba · 1,070 sqft · $257/sqft · 64 DOM
Sold · Mar ’26$625,000
1602 POINT PLEASANT AVENUE W
3 bd · 3 ba · 2,192 sqft · $285/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 706 18TH AVENUE DRIVE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 706 18TH AVENUE DRIVE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
706 18TH AVENUE DRIVE W FAQs
What would the monthly payment be for 706 18TH AVENUE DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 706 18TH AVENUE DRIVE W?+
The most recent tax bill on record (2025) was $6,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 706 18TH AVENUE DRIVE W?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $440,000, this home is listed about 11% above the Palmetto median of $395,659. The market section on this page shows how the area is trending.
Which schools are assigned to 706 18TH AVENUE DRIVE W?+
Palmetto Elementary School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$440,000 runs 18% above the PALMETTO 34221 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Palmetto market that averages 60 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Rian Kelly. MLS #A4702130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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