4304 78TH STREET W UNIT 54, BRADENTON, FL, 34209
Active90 days on marketListed Aug 10, 2026MLS #A4702295
About this home
4304 78TH STREET W UNIT 54
Welcome to Heritage Pines in Northwest Bradenton! This beautifully updated 2-bedroom, 2-bath condo offers peaceful lake views (bonus - Not in a flood zone) and a fresh, Florida vacation feel from the moment you arrive. A cute front porch welcomes you home, while inside, sand-colored tile flows throughout, and soft ocean-colored walls create a light and relaxed backdrop. The updated kitchen features new cabinetry, quartz countertops and new appliances, along with a comfortable eat-in area. Sliding glass doors bring in plenty of natural light and overlook the backyard and lake view beyond—a lovely setting for morning coffee or a quiet meal at home. Both bathrooms have been refreshed with new vanities. One features a custom-tiled step-in shower in a clean, neutral design, while the second bathroom offers a bathtub. An inside laundry closet adds everyday convenience. And the Northwest Bradenton location is hard to beat. Enjoy easy access to the beautiful beaches of Anna Maria Island, Robinson Preserve, De Soto National Memorial, Palma Sola Bay, local parks, restaurants and all the outdoor activities that make this part of Bradenton such a special place to live. Thoughtfully updated and move-in ready, this Heritage Pines condo gives you a peaceful water view, low condo dues, and some of the best of Florida's Gulf Coast just minutes away. Come see this affordable gem and make it yours today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,032
Sqft
17.4 ac
Lot size
1981
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,563 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,563/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Bradenton actives
$164 vs $232
Days on market
90 vs 56 typical
Where $164/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34209 — neighborhood snapshot
Population
33,224
Median age
58.7
Median income
$81,728
Median home value
$390,700
Avg household
2.17
Households w/ children
2,297
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $411K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
170 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4304 78TH STREET W UNIT 54
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$154,000
7818 40TH AVENUE DRIVE W · same community
2 bd · 2 ba · 1,032 sqft · $149/sqft · 79 DOM
Sold · Jun ’26$190,000
7810 43RD AVENUE DRIVE W · same community
2 bd · 2 ba · 1,354 sqft · $140/sqft · 0 DOM
Sold · Mar ’26$315,000
11802 WAYSIDE WILLOW COURT · same community
3 bd · 2 ba · 1,956 sqft · $161/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4304 78TH STREET W UNIT 54 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4304 78TH STREET W UNIT 54 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4304 78TH STREET W UNIT 54 FAQs
What would the monthly payment be for 4304 78TH STREET W UNIT 54?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,563/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4304 78TH STREET W UNIT 54?+
The most recent tax bill on record (2025) was $2,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4304 78TH STREET W UNIT 54?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $169,000, this home is listed about 56% below the Bradenton median of $386,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4304 78TH STREET W UNIT 54?+
W. D. Sugg Middle School (middle), Manatee High School (high), Palma Sola Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRADENTON 34209 market on paper
$169,000 is 44% below the BRADENTON 34209 median of $299,950, and at $164/sqft it sits under the Bradenton average of $270.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $175,000, now $169,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ROSEBAY · Mike Rosario. MLS #A4702295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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