12396 W STANDISH DRIVE, HOMOSASSA, FL, 34448
Active17 days on marketListed Sep 3, 2026MLS #A4702430
About this home
12396 W STANDISH DRIVE
Waterfront Living in Old Homosassa with direct access to the Gulf of Mexico or the fresh water springs! This elevated 2-bedroom, 2-bathroom home boasts an impressive 165 feet of waterfront with breathtaking open water views. The main living quarters are upstairs, offering a bright and airy living space, granite countertops in the kitchen & a large bedroom & bathroom. The downstairs features an additional bedroom and bathroom—perfect for guests, extended family, or a rental opportunity. Whether you’re seeking a serene retreat, an investment property, or a short-term vacation rental, this home checks all the boxes. Located in Old Homosassa, you can navigate your boat or ride your golf cart to many local waterfront tiki bars and restaurants. Enjoy fishing, kayaking & scalloping or swim with our manatees! Public boat ramp is nearby too! Fall in love with the charm of Homosassa & pack your flip-flops and fishing poles to make this waterfront paradise yours today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,048
Sqft
0.12 ac
Lot size
1
Garage
1985
Year built
Two
Levels
$610
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,336 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,336/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+144.6%
$/sqft vs Homosassa actives
$610 vs $178
Days on market
17 vs 61 typical
Where $610/sqft sits among the 219 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
120 of 219
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12396 W STANDISH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$379,000
5995 S SHADYTREE PATH
2 bd · 1.5 ba · 1,104 sqft · $343/sqft · 59 DOM
Sold · Feb ’26$435,149
12390 W STANDISH
2 bd · 2 ba · 1,125 sqft · $387/sqft · 207 DOM
Sold · Apr ’26$220,000
6176 S HANCOCK ROAD
3 bd · 2 ba · 960 sqft · $229/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12396 W STANDISH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12396 W STANDISH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12396 W STANDISH DRIVE FAQs
What would the monthly payment be for 12396 W STANDISH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12396 W STANDISH DRIVE?+
The most recent tax bill on record (2025) was $5,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $639,000, this home is listed about 88% above the Homosassa median of $340,275. The market section on this page shows how the area is trending.
Which schools are assigned to 12396 W STANDISH DRIVE?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAIL HOME REALTY · Nadeene Horak. MLS #A4702430.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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