3038 VELVET LANE, NORTH PORT, FL, 34286
Active2 days on marketListed Aug 10, 2026MLS #A4702469
About this home
3038 VELVET LANE
INCOME Property! GREAT LOCATION! Modern 2023 Custom-Built Home with Independent Lanai Suite and MOTHER-IN-LAW unit – 3 Bed / 3.5 Bath + OFFICE, 3-Car Garage in North Port, FL. Discover refined contemporary living in this beautifully crafted 2023 custom-built home located in the heart of North Port, Florida. This stunning property offers 3 bedrooms, 3.5 bathrooms, a 3-car garage, a dedicated office, and an independent screened, covered lanai suite complete with its own full bathroom and kitchen—perfect for guests, extended family, or rental flexibility. Step inside to soaring high ceilings, expansive sliding glass doors, and hurricane-impact windows and doors that enhance both safety and natural light. The open floorplan seamlessly connects the spacious living area to the designer kitchen, featuring stainless steel appliances, a sleek range hood, abundant cabinetry, and a convenient coffee station. The home includes two bedrooms, a full bathroom, and a kitchenette—ideal for use as a mother-in-law suite, multi-generation living, or a private guest wing. The primary home also offers a well-appointed laundry room with cabinets and a sink, luxury vinyl flooring throughout the main areas, and modern tile flooring in the bathrooms. Outdoors, you’ll find an oversized paved driveway, attractive landscaping, and a useful storage shed in the backyard. Best of all—No HOA/ CDD!!! NO FLOOD INSURANCE REQUIRED! NO HOA and No CDD fees, providing freedom and peace of mind. This house is Conveniently located on a street with new homes around very close to I-75, shopping, dining and many local beaches. Also located in North Port close to several schools and a short car ride away from Centennial Park and Pool as well as a variety of dining and shopping options including Cocoplum Shopping Center. Take advantage of all the area has to include multiple golf courses and TWO Major League Baseball Spring Training stadiums! Within 15 minutes drive you can be at WELLEN PARK, the new Atlanta Braves Training Stadium, Cool Today Park, and the highly anticipated new Costco store!!! Close to shopping, restaurants, and River. Within 25 minutes drive , you can be at Manasota Beach on the Gulf of Mexico, Aquatic Center, and much more. Call now to schedule a showing before this home passes you by!!! This home blends style, comfort, and versatility in one premium location. A true gem in North Port!!!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,040
Sqft
0.23 ac
Lot size
3
Garage
2023
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,533 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,533/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SUB 05
$225 vs $196
Days on market
2 vs 52 typical
Where $225/sqft sits among the 10 homes for sale in PORT CHARLOTTE SUB 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port Gardens
Get to know North Port. See the full North Port guide →
North Port Gardens — neighborhood snapshot
Population
4,415
Median age
40
Median income
$74,049
Median home value
$306,400
Avg household
3
Households w/ children
748
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
4 of 10
PORT CHARLOTTE SUB 05 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1315% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3038 VELVET LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$350,000
2509 PORTAGO LANE · same community
3 bd · 2 ba · 1,989 sqft · $176/sqft · 40 DOM
Sold · Jun ’26$425,000
2866 COLDWATER LANE · same community
4 bd · 3 ba · 2,148 sqft · $198/sqft · 38 DOM
Sold · Apr ’26$450,000
2758 MORRIETTA LANE · same community
3 bd · 2 ba · 2,200 sqft · $205/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3038 VELVET LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3038 VELVET LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3038 VELVET LANE FAQs
What would the monthly payment be for 3038 VELVET LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,533/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3038 VELVET LANE?+
The most recent tax bill on record (2025) was $5,541. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3038 VELVET LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $459,900, this home is listed about 37% above the North Port median of $335,400. The market section on this page shows how the area is trending.
Which schools are assigned to 3038 VELVET LANE?+
Cranberry Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$459,900 runs 1315% above the NORTH PORT 34286 median — but at 2,040 sqft it's also 22% larger than the typical North Port listing.
02Fresh on the market
Only 2 days on market in a North Port market that averages 52 — if it fits, move quickly.
03Strong assigned schools
Cranberry Elementary School, Heron Creek Middle School, North Port High School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Victoria Shilenko. MLS #A4702469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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