
5118 ROCKY COAST PLACE, PALMETTO, FL, 34221
Active30 days on marketListed Aug 21, 2026MLS #A4702592
About this home
5118 ROCKY COAST PLACE
MUST SEE in the desirable Silverstone community. Stunning 5-bedroom, 3-bath, PLUS DEN/OFFICE, PLUS LOFT, over 2,600sqft, 2-car garage, and exceptional water view. This property has custom finishes throughout. Inside the home, one of the most impressive features is the extensive professional organization and storage throughout. Virtually every closet and storage area has been upgraded by Dream Closets, including all bedroom closets, primary suite closets, linen closets, bathroom closets, and smaller storage spaces. Custom cabinetry, drawers, shelving, hampers, doors, and hanging systems maximize every inch of usable space. The professionally designed Dream Closets home office offers built-in cabinetry and dedicated storage for a polished, functional work-from-home environment, while the custom mudroom creates an organized everyday drop zone for the entire family. The custom pantry is equally impressive, featuring extensive shelving, integrated drawers, and rounded corner shelving designed to maximize your space. The main living area features a substantial custom-built entertainment center with integrated fireplace, custom cabinetry, built-ins, and an upgraded granite countertop, creating a stunning architectural focal point. Throughout the home, you’ll find tile flooring across the entire first floor (except bedroom), upgraded ceiling fans in the bedrooms and living room, an upgraded kitchen/dining chandelier, custom cabinetry, and numerous additional built-in enhancements. Bathrooms have also been thoughtfully upgraded, including sliding glass shower enclosures in both secondary bathrooms, an upgraded double-door glass shower enclosure in the primary suite, and upgraded toilets throughout. Discover your own private backyard oasis overlooking a serene pond, where breathtaking sunsets create the perfect backdrop for relaxing and entertaining. The professionally upgraded landscaped front and rear yards feature: palms, plants/mature shrubs, stone/rock accents, custom concrete curbing, and upgraded St. Augustine sod. Fenced in backyard provides privacy with professionally installed french drainage systems on both sides of the home to help direct water toward the rear and away from the home. SALT WATER pool with travertine-paver (40’×30’) entertaining area with a 5’ sun shelf, 2 bubblers, LED color-changing lighting, and an electric pool heater. A pergola offering shade while still allowing you to enjoy the Florida sunshine. Stone framing the pool area, creating a resort-style setting. Custom 12’×24’ screened lanai with ceiling fan and electrical for TV. Black steel spiral staircase leads to the private upper-level deck, creating an incredible multi-level outdoor retreat. From the elevated balcony, enjoy panoramic views of the sunsets or watch Fourth of July and New Year’s fireworks from home. This outdoor living is designed to feel like a private resort. Garage has overhead storage racks, a slat wall storage system, and additional organization designed to maximize storage. Thoughtful design, and exceptional attention to detail have transformed from builder-grade into a truly elevated home. A rare home opportunity offering luxury, functionality, privacy, and an unforgettable Florida lifestyle, all in one extraordinary home. Amenities include: pool, playground, and dog park. Minutes from I-75. Easy access to Skyway/St Pete, Tampa and some of Florida’s best beaches. NO FLOOD ZONE! LOW HOA & CDD IN TAXES! Schedule Today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,601
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,397 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,397/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs SILVERSTONE NORTH
$236 vs $200
Days on market
30 vs 61 typical
Where $236/sqft sits among the 14 homes for sale in SILVERSTONE NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
12 of 14
SILVERSTONE NORTH have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5118 ROCKY COAST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$395,990
5812 SILVER FEATHER WAY · same community
5 bd · 3 ba · 2,605 sqft · $152/sqft · 24 DOM
Sold · Feb ’26$392,990
5910 SILVER FEATHER WAY · same community
5 bd · 3 ba · 2,605 sqft · $151/sqft · 0 DOM
Sold · May ’26$419,990
5710 SILVER FEATHER WAY · same community
5 bd · 3 ba · 2,605 sqft · $161/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5118 ROCKY COAST PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5118 ROCKY COAST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5118 ROCKY COAST PLACE FAQs
What would the monthly payment be for 5118 ROCKY COAST PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,397/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5118 ROCKY COAST PLACE?+
The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5118 ROCKY COAST PLACE?+
The most recent tax bill on record (2025) was $6,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5118 ROCKY COAST PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $614,099, this home is listed about 55% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5118 ROCKY COAST PLACE?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$614,099 runs 67% above the PALMETTO 34221 median — but at 2,601 sqft it's also 35% larger than the typical Palmetto listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $625,000, now $614,099 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPE · Andrea Malara-Ortego. MLS #A4702592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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