3705 28TH AVENUE W, BRADENTON, FL, 34205
Active18 days on marketListed Sep 22, 2026MLS #A4702916
About this home
3705 28TH AVENUE W
Welcome to this versatile property offering plenty of space, flexibility, and valuable updates! The main residence features 3 bedrooms and 2 bathrooms, complemented by a private mother-in-law suite. The suite features its own separate entrance, 1 bedroom, 1 bathroom, a kitchenette, and private access to the backyard, providing added privacy and independence; ideal for extended family, guests, or additional living space. Outside, enjoy an expansive, fully fenced yard with plenty of room for outdoor entertaining, pets, gardening, or simply enjoying the Florida lifestyle. A storage shed, added in 2021, provides additional space for tools and equipment. Major improvements include the mother-in-law suite and storage shed completed in 2021, A/C replaced in 2022, roof replaced in 2023, and electrical updates completed in 2023. Conveniently located within city limits and just a short drive from the beach, this property offers a unique combination of location, space, flexibility, and important recent improvements. With a total of 4 bedrooms and 3 bathrooms across the main residence and private suite, this home provides multiple options to accommodate a variety of living arrangements.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,006
Sqft
0.29 ac
Lot size
1975
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,539 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,539/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32%
$/sqft vs Bradenton actives
$249 vs $243
Days on market
18 vs 75 typical
Where $249/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34205 — neighborhood snapshot
Population
30,607
Median age
46.7
Median income
$51,170
Median home value
$236,900
Avg household
2.24
Households w/ children
2,778
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
234 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3705 28TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$440,000
2702 38TH STREET W · same community
3 bd · 3 ba · 1,608 sqft · $274/sqft · 63 DOM
Sold · Dec ’25$367,400
3614 29TH AVENUE W · same community
3 bd · 2 ba · 1,344 sqft · $273/sqft · 145 DOM
Sold · Apr ’26$292,000
2710 38TH STREET W · same community
3 bd · 2 ba · 1,196 sqft · $244/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3705 28TH AVENUE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3705 28TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3705 28TH AVENUE W FAQs
What would the monthly payment be for 3705 28TH AVENUE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,539/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3705 28TH AVENUE W?+
The most recent tax bill on record (2025) was $2,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3705 28TH AVENUE W?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $499,900, this home is listed about 28% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3705 28TH AVENUE W?+
Robert H. Prine Elementary School (elementary), Southeast High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cristina Crespo Santiago. MLS #A4702916.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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