3505 45TH STREET W, BRADENTON, FL, 34209
Active4 days on marketListed Aug 15, 2026MLS #A4702933
About this home
3505 45TH STREET W
Virtually Staged. Peaceful, well cared for, and close to everything—this meticulously maintained 2-bedroom, 2-bath home in central Bradenton offers the kind of updates and flexibility that make a home stand out. Major improvements are already in place, including a new roof in 2024 and impact-rated hurricane windows and sliding glass doors throughout the home. Inside, you’ll find a comfortable, functional layout along with an additional workshop/flex space that opens up even more possibilities. Use it as a workshop, hobby or craft room, home office, additional storage, or explore its potential for additional living space. Set on a corner lot, the home feels tucked away while keeping you close to shopping, dining, and everyday conveniences. The community pool is nearby, and when you’re ready for a beach day, Bradenton Beach is less than 10 miles away. What really stands out is how meticulously this home has been cared for. From the recent roof and impact windows to the versatile bonus space, it offers a combination of updates, location, and flexibility that can be hard to find in central Bradenton. If you’ve been searching for a well-maintained Bradenton home with impact windows, a newer roof, workshop or flex space, community pool, corner lot, and easy access to the Gulf beaches, this one deserves a closer look.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,499
Sqft
0.23 ac
Lot size
2
Garage
1985
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,045 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,045/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.1%
$/sqft vs Bradenton actives
$287 vs $245
Days on market
4 vs 56 typical
Where $287/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
236 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 45TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
5006 45TH STREET W
3 bd · 2 ba · 1,499 sqft · $243/sqft · 51 DOM
Sold · Jun ’26$155,000
318 TIMBERLAKE DRIVE
3 bd · 2 ba · 1,468 sqft · $106/sqft · 16 DOM
Sold · Apr ’26$357,000
308 TIMBERLAKE DRIVE UNIT 308
3 bd · 2 ba · 1,468 sqft · $243/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 45TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 45TH STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3505 45TH STREET W FAQs
What would the monthly payment be for 3505 45TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,045/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3505 45TH STREET W?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3505 45TH STREET W?+
The most recent tax bill on record (2025) was $1,629. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3505 45TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $429,999, this home is listed about 9% above the Bradenton median of $394,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY - SARASOTA · Brooke Mailloux. MLS #A4702933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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