5540 PATANO LOOP, PALMETTO, FL, 34221
Active23 days on marketListed Aug 28, 2026MLS #A4703181
About this home
5540 PATANO LOOP
Virtually Staged. Welcome home to this beautiful single-story residence in the sought-after community of Trevesta, offering 3 bedrooms, 2 full bathrooms, and an inviting open-concept floor plan. The gourmet kitchen features stylish gray shaker cabinetry, stainless steel appliances, a spacious center island with quartz countertops, tile backsplash, modern pendant lighting, and bar seating perfect for everyday meals or entertaining. The kitchen flows seamlessly into the bright living area, highlighted by a tray ceiling and abundant natural light. The dining room also features a beautiful tray ceiling, adding an elegant touch to the open living space. Sliding glass doors open to the screened lanai and private backyard, surrounded by mature trees and lush greenery with no rear neighbors. The spacious primary suite offers a tray ceiling, ceiling fan, large windows, and peaceful wooded views. The en suite bath features dual sinks with quartz countertops, a glass-enclosed tiled walk-in shower. A versatile bonus room provides additional space for a game room, media room, home office, or flex space. Two additional bedrooms share a full bathroom with a tub/shower combination and quartz-topped vanity. Outside, the screened and paved lanai creates the perfect setting for morning coffee, entertaining, or relaxing while enjoying the serene backyard. Residents of Trevesta enjoy an exceptional resort style lifestyle with a beautiful clubhouse, fitness center, and resort-style pool, along with welcoming spaces to relax, socialize, and stay active. Combining stylish features, flexible living spaces, privacy, and outstanding community amenities, this home offers the best of comfortable Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,090
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,345 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,345/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs Palmetto actives
$191 vs $204
Days on market
23 vs 61 typical
Where $191/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
237 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5540 PATANO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$420,000
5511 PATANO LOOP · same community
4 bd · 2 ba · 1,924 sqft · $218/sqft · 1 DOM
Sold · Jun ’26$360,000
5536 PATANO LOOP · same community
3 bd · 2 ba · 1,720 sqft · $209/sqft · 8 DOM
Sold · Mar ’26$365,000
5406 PATANO LOOP · same community
3 bd · 2 ba · 1,720 sqft · $212/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5540 PATANO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5540 PATANO LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5540 PATANO LOOP FAQs
What would the monthly payment be for 5540 PATANO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,345/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5540 PATANO LOOP?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5540 PATANO LOOP?+
The most recent tax bill on record (2025) was $5,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5540 PATANO LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $399,000, this home is listed about 1% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5540 PATANO LOOP?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOUSE MATCH · Rachel Woodruff, PA. MLS #A4703181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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