CENTURY 21 Edge
$329,000$380,0003 bd2 ba1,330 sqft$247 /sqft≈$2,326 /mo all-in ↓

2843 BAY STREET, SARASOTA, FL, 34237

Active52 days on marketListed Aug 19, 2026MLS #A4703391

✦ Reduced $51KSingle Family ResidenceGREENBRIAR HOMES 2ND ADD

About this home

2843 BAY STREET

Welcome to 2843 Bay Street, a classic Sarasota residence where mid-century character, valuable improvements and a garden-filled setting come together in a convenient in-town location. Built in 1957, this single-story masonry home offers approximately 1,330 square feet with three bedrooms, two full bathrooms and covered carport parking on an approximately 7,500-square-foot homesite. Enhanced front landscaping adds color, texture and inviting curb appeal while complementing the home’s clean, low-profile architecture. Inside, polished terrazzo floors provide one of the property’s most distinctive features. Appreciated for their durability, easy care and unmistakable Florida style, the terrazzo creates a cohesive flow and a timeless foundation for many decorating choices. The comfortable floor plan provides useful spaces for gathering, dining, working from home and relaxing. Three bedrooms offer flexibility for family, guests, a home office, studio or hobby room, while two full bathrooms add everyday convenience. The kitchen and bathrooms also offer an opportunity for the next owner to introduce personal finishes and improvements over time. Preserve the authentic details you love and update selected areas to suit your own style. An especially important improvement is the newer roof, reported by the seller to be approximately three years old. Solar panels complement the home’s efficiency-minded appeal and may help offset a portion of household electricity use. Buyers should independently verify the solar system’s ownership, transfer terms and production history, but the existing installation adds an attractive energy-conscious component. The lush backyard is a true highlight. Established greenery creates a relaxed tropical atmosphere, while multiple fruit trees add beauty, shade and the enjoyment of seasonal harvests. A mango tree brings distinctive Sarasota character to the landscape. Imagine beginning the day with coffee surrounded by greenery, picking fresh fruit in season, tending a garden or designing outdoor areas for dining, lounging and entertaining. The yard offers room for creativity while retaining the warmth of its mature plantings. The central Sarasota setting places the home within convenient reach of Downtown Sarasota’s restaurants, shopping, cultural venues and waterfront attractions. Payne Park and connections to the Legacy Trail and Ringling Trail expand the possibilities for walking, bicycling and outdoor recreation. Sarasota’s Gulf beaches and St. Armands Circle are accessible. 2843 Bay Street offers an appealing combination of authentic Florida personality and future potential. The home already includes several features that can be difficult or costly to reproduce: a newer roof, solar panels, polished terrazzo floors, enhanced landscaping and an established backyard with fruit-bearing trees. At the same time, it leaves room for thoughtful personalization that can improve comfort and reflect the next owner’s vision.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,330

Sqft

0.17 ac

Lot size

1957

Year built

One

Levels

$247

Per sqft

Negotiable

Inside

FlooringOther · Terrazzo
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Other · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · L Dining · Other · Vaulted Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

Taxes (2025)$1,000/yr

Utilities & systems

UtilitiesCable Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,326 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,326/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$250KedgeAI estimate $289,138 · range $260K–$318K$342K

vs edgeAI estimate

+13.8%

$/sqft vs Sarasota actives

$247 vs $393

Days on market

52 vs 85 typical

Where $247/sqft sits among the 400 Sarasota actives

203 · this home
68
53
32
13
31
$158–410$410–661$661–913$913–1165$1165–1417$1417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bellevue Terrace

Drive times from this address

Downtown Tampa≈ 62 min
Tampa Int’l Airport (TPA)≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Bellevue Terrace — neighborhood snapshot

Population

1,374

Median age

55

Median income

$55,707

Median home value

$278,900

Avg household

2

Households w/ children

117

For the school run

Sarasota County School District

ElementaryAlta Vista Elementary School★★★★★
HighSarasota High School★★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

196 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the SARASOTA 34237 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 ▼ $51K
Aug 19, 2026Listed at $380,000 · 52 days on market since
1957Built · GREENBRIAR HOMES 2ND ADD

Reality check

What actually sold near 2843 BAY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2886 WOOD STREETSold · Apr ’26

$349,000

2886 WOOD STREET · same community

2 bd · 2 ba · 1,144 sqft · $305/sqft · 6 DOM

2742 S EAST AVENUESold · Sep ’26

$450,000

2742 S EAST AVENUE

2 bd · 2 ba · 1,342 sqft · $335/sqft · 23 DOM

2615 SHERIDAN DRIVESold · Jul ’26

$338,000

2615 SHERIDAN DRIVE

2 bd · 2.5 ba · 1,307 sqft · $259/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 2843 BAY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2843 BAY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2843 BAY STREET FAQs

What would the monthly payment be for 2843 BAY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2843 BAY STREET?+

The most recent tax bill on record (2025) was $1,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $329,000, this home is listed about 40% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2843 BAY STREET?+

Alta Vista Elementary School (elementary), Sarasota High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Steven Kepecz, PA. MLS #A4703391.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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