5310 72ND STREET E, PALMETTO, FL, 34221
Active32 days on marketListed Aug 19, 2026MLS #A4703403
About this home
5310 72ND STREET E
Assumable loan at 3%! Beautifully maintained home in the peaceful community of Crystal Lakes! Step inside to an inviting open floor plan with a spacious, comfortable feel. The layout features a combined kitchen and breakfast area, dining space, family room, and a desirable split-bedroom floor plan offering added privacy. The primary suite features bamboo flooring, a spacious walk-in closet, and an en-suite bath with dual sinks, separate walk-in shower, and garden tub. Two additional bedrooms share a second full bathroom. The third bedroom is currently set up as a den/tv room but has a full closet. The upgraded kitchen features stainless-steel appliances, granite countertops, tile backsplash, solid wood cabinetry, glass cooktop, built-in oven, and microwave with vented exhaust. An air-conditioned Florida Room provides additional flexible living space that could work well as a sitting area, hobby space, home office, or whatever best suits your needs. Outside, a custom pergola overlooks the fenced-in backyard, creating a pleasant spot to play with your furry friends or littles. Relax and enjoy a nice cold brew and gentle breezes while you BBQ--you've earned it! The backyard has an open feel, with the community lake providing the perfect backdrop. Crystal Lakes offers a variety of community amenities including basketball courts, a playground, walking trails, fishing lakes, and a gazebo—all with a LOW HOA and NO CDD! Conveniently located near new shopping & dining options, and major roadways with easy access to Bradenton, Sarasota, St. Petersburg, Tampa, and Florida's beautiful Gulf Coast beaches. With its open floor plan, flexible living space, inviting backyard setting, and convenient location, this Crystal Lakes home offers a great combination of comfort and value. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,703
Sqft
0.15 ac
Lot size
2
Garage
2009
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs Palmetto actives
$208 vs $204
Days on market
32 vs 61 typical
Where $208/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Crystal Lakes — neighborhood snapshot
Population
544
Median age
40
Median income
$144,245
Median home value
$390,000
Avg household
3
Households w/ children
39%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
237 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5310 72ND STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
7181 50TH AVENUE CIRCLE E · same community
3 bd · 2 ba · 1,713 sqft · $213/sqft · 22 DOM
Sold · May ’26$308,000
5014 72ND STREET E · same community
3 bd · 2 ba · 1,717 sqft · $179/sqft · 6 DOM
Sold · Mar ’26$360,000
7170 50TH AVENUE CIRCLE E · same community
3 bd · 2 ba · 1,717 sqft · $210/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5310 72ND STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5310 72ND STREET E — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5310 72ND STREET E FAQs
What would the monthly payment be for 5310 72ND STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,805/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5310 72ND STREET E?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5310 72ND STREET E?+
The most recent tax bill on record (2025) was $4,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5310 72ND STREET E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $355,000, this home is listed about 10% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5310 72ND STREET E?+
Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$355,000 is 4% below the PALMETTO 34221 median of $368,820, and at $208/sqft it sits under the Palmetto average of $235.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $359,000, now $355,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Todd Rentschler. MLS #A4703403.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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