
12320 TERRACOTTA DRIVE, BRADENTON, FL, 34211
Active26 days on marketListed Aug 25, 2026MLS #A4703481
About this home
12320 TERRACOTTA DRIVE
Welcome to Arbor Grande, where refined Florida living meets thoughtful design in this stunning gated community. Ideally positioned within the neighborhood, this exceptional 5-bedroom, 3 full bath residence offers nearly 3,000 square feet of beautifully appointed living space and an impressive collection of upgrades. From the moment you enter Arbor Grande through its striking gated entrance, you'll appreciate the community's elevated, estate-like ambiance. Follow Terracotta Drive past the impressive amenities center and arrive at 12320 Terracotta Drive, where lush tropical landscaping, stately royal palms, and warm landscape lighting create an inviting first impression. Step inside and you'll immediately feel the warmth and sophistication of this beautifully designed home. Wood-look tile flooring, upgraded lighting, and carefully selected finishes create a welcoming atmosphere throughout. Just off the foyer, the fifth bedroom and adjacent full bath offers the perfect private retreat for guests, an office, or a flexible living space. The heart of the home is the open-concept kitchen, dining, and living area an ideal setting for entertaining or enjoying everyday life with family. Designer wallpaper and elegant light fixtures add a touch of sophistication, while the beautifully upgraded kitchen showcases quartz countertops, a striking backsplash, stylish cabinet hardware, and a designer faucet. The well-appointed kitchen also offers an abundance of counter space, a gas cooktop, and a spacious pantry, making it as functional as it is beautiful. The attention to detail continues upstairs, where a beautifully enhanced rich wood staircase and designer wallpaper create a dramatic transition to the private living spaces. Luxury vinyl plank flooring extends throughout the entire second floor, offering the look and feel of hardwood without the maintenance of carpet. Your oversized primary suite provides a true retreat, complete with plantation shutters and a luxurious ensuite designed to evoke a spa like experience. Unwind in the generous soaking tub, refresh in the expansive walk-in shower, and enjoy the convenience of an oversized walk-in closet. Three additional upstairs bedrooms are light, bright, and beautifully finished, each featuring plantation shutters and distinctive designer wallpaper that gives every space its own personality. A spacious laundry room conveniently located near the kitchen and garage adds everyday functionality, along with a practical drop zone for keeping life organized. Step outside to the expansive lanai and enjoy an evening meal or unwind while overlooking the large, private backyard. With no rear neighbors and plenty of room to create your own outdoor oasis, there's even ample space to add a pool and further elevate the Florida lifestyle. Then there's Arbor Grande. Just a short walk from your front door, the community amenities center offers an impressive resort style pool, state of the art fitness center, and beautifully designed community center an exceptional space for celebrations, gatherings, and entertaining family and friends. 12320 Terracotta Drive is more than a beautifully upgraded home; it's a lifestyle. If you're searching for a residence that truly checks all the boxes space, style, privacy, thoughtful upgrades, and an exceptional gated community you've found it. Don't miss the opportunity to make this Arbor Grande beauty your own.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,994
Sqft
0.16 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,833 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,833/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.1%
$/sqft vs Bradenton actives
$276 vs $241
Days on market
26 vs 56 typical
Where $276/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
255 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12320 TERRACOTTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$585,000
12031 MEDLEY TERRACE · same community
3 bd · 3 ba · 2,448 sqft · $239/sqft · 275 DOM
Sold · Jun ’26$825,000
12007 PERENNIAL PLACE · same community
3 bd · 3 ba · 2,448 sqft · $337/sqft · 85 DOM
Sold · Aug ’26$770,000
12022 MEDLEY TERRACE · same community
4 bd · 4 ba · 3,571 sqft · $216/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 12320 TERRACOTTA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12320 TERRACOTTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12320 TERRACOTTA DRIVE FAQs
What would the monthly payment be for 12320 TERRACOTTA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,833/mo — principal and interest, the actual property-tax bill, the $321/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12320 TERRACOTTA DRIVE?+
The association fee works out to $321 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12320 TERRACOTTA DRIVE?+
The most recent tax bill on record (2025) was $7,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12320 TERRACOTTA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $825,000, this home is listed about 112% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12320 TERRACOTTA DRIVE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Gregory Zies, LLC. MLS #A4703481.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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