2251 SW 2ND TERRACE, CAPE CORAL, FL, 33991
Active18 days on marketListed Sep 2, 2026MLS #A4703505
About this home
2251 SW 2ND TERRACE
MODERN COASTAL LUXURY ON SHADROE CANAL! MOVE-IN-READY 2026 COASTAL CONTEMPORARY NEW CONSTRUCTION w/ 2-10 HOME WARRANTY & NO FLOOD INSURANCE REQUIRED! CITY WATER & CITY SEWER w/ PAID ASSESSMENTS! Enjoy poolside living w/ 93 ft wide FRESHWATER CANAL VIEWS, perfect for KAYAKING, PADDLEBOARDING, JET SKIING & small boat ADVENTURES! Located in SW Cape Coral, durable METAL ROOF & 3-CAR GARAGE! $1,800-$2,400/year homeowners' insurance! Enjoy easy access to EL DORADO BLVD S & PINE ISLAND RD, your commuting & daily errands easier! This CONTEMPORARY LUXURY HOME features SCREENED, HEATED POOL & SPA & 4 BEDS (2 primary suites) & 3 full BATHS, layout is ideal for EVERYDAY LIVING & ENTERTAINING! SCREENED LANAI w/ PERFECT SETTING TO RELAX in SPA, SWIM in HEATED POOL, or HOST UNFORGETTABLE BBQs! Bright, open layout w/ LIGHT NEUTRAL TILE FLOORING. IMPACT-RESISTANT DOUBLE DOORS lead into WELCOMING LIVING ROOM w/ 14-ft VOLUME CEILING & SLIDING DOORS TO LANAI. STUNNING CHEF’S KITCHEN w/ sophisticated CUSTOM CABINETRY w/ crisp WHITE SHAKER CABINETRY. QUARTZ COUNTERTOPS & FULL-HEIGHT QUARTZ BACKSPLASH w/ clean modern palette, while UNDER-CABINET LED LIGHTING enhances bright, open ambiance. Equipped w/ stainless-steel appliances, French-door refrigerator, microwave, smooth-top range, commercial HOOD & dishwasher. Oversized WATERFALL ISLAND w/ striking vertical WOOD SLAT DETAILING & abundant storage. Built-in BUTLER’S PANTRY showcases matching crisp WHITE CABINETRY, QUARTZ countertops, under-cabinet lighting & built-in WINE REFRIGERATOR, creating the perfect BEVERAGE STATION, COFFEE BAR, or EXTRA STORAGE & PREP SPACE. DINING ROOM features a soaring volume ceiling, recessed LED lighting & LARGE PICTURE WINDOW to screened lanai, pool/spa & waterfront. Living, dining, kitchen, and primary suite feature RECESSED CEILINGS accented by sleek LED TRACK lighting. LARGE PRIMARY SUITE w/ sliding doors to lanai, WALK-IN CLOSET w/ BUILT-IN SHELVING & HANGING RACKS & LUXURIOUS PRIMARY BATHROOM w/ spacious WALK-IN GLASS SHOWER w/ floor-to-ceiling designer tile, rainfall showerhead, built-in bench & modern matte-black fixtures. Dual sink vanity w/ quartz countertops, sleek white cabinetry & contemporary lighting complements the spa-like design. Private water closet & natural light create BRIGHT & SERENE RETREAT! BUILT-IN CUSTOM CLOSET WHITE CABINETRY for ADDED STORAGE & CLEAN, UPSCALE LOOK. SPLIT LAYOUT w/ SECOND PRIMARY SUITE w/ POOL BATHROOM & TWO GUEST BEDROOMS w/ HALL BATHROOM for added privacy. Step outside to SCREENED LANAI w/ HEATED POOL & SPA, landscape, SEAWALL & FULLY EQUIPED OUTDOOR KITCHEN w/ BUILT-IN stainless steel BBQ GRILL, SINK, BEVERAGE REFRIGERATOR, GRANITE COUNTERTOPS & MODERN BACKSPLASH! PAVER FLOORING & CEILING FAN. LAUNDRY, 3-CAR GARAGE w/ EPOXY FLOORING & METAL ROOF complete HOMES' FEATURES. LUXURY FRESHWATER WATERFRONT LIVING STARTS HERE! Experience modern elegance, serene canal views, upscale finishes, stunning screened spa & pool with EXCEPTIONAL SWFL living! *BACK ON MARKET — NO FAULT OF THE PROPERTY! Buyer unable to proceed. Your second chance is NOW!*
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,108
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,187 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,187/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs CAPE CORAL
$322 vs $245
Days on market
18 vs 34 typical
Where $322/sqft sits among the 153 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33991 — neighborhood snapshot
Population
25,991
Median age
46.5
Median income
$82,927
Median home value
$351,100
Avg household
2.62
Households w/ children
2,614
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
78 of 153
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the CAPE CORAL 33991 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 2251 SW 2ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$490,000
2213 SW 7TH PLACE · same community
3 bd · 2 ba · 2,067 sqft · $237/sqft · 101 DOM
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Dec ’25$444,000
2711 SW 27TH STREET · same community
3 bd · 2 ba · 2,028 sqft · $219/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2251 SW 2ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2251 SW 2ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2251 SW 2ND TERRACE FAQs
What would the monthly payment be for 2251 SW 2ND TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,187/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2251 SW 2ND TERRACE?+
The most recent tax bill on record (2025) was $1,263. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2251 SW 2ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $679,500, this home is listed about 60% above the Cape Coral median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2251 SW 2ND TERRACE?+
Trafalgar Elementary School (elementary), Patriot Elementary School (elementary), Challenger Middle School (middle), Skyline Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Mariner Middle School (middle), Mariner High School (high), Hector A. Cafferata Junior Elementary School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$679,500 runs 150% above the CAPE CORAL 33991 median — but at 2,108 sqft it's also 15% larger than the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Trafalgar Elementary School, Patriot Elementary School, Challenger Middle School, Skyline Elementary School, Cape Coral High School, Ida S. Baker High School, Mariner Middle School, Mariner High School, Hector A. Cafferata Junior Elementary School, North Fort Myers High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SUNSHINE · Daniela Mitchell. MLS #A4703505.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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