CENTURY 21 Edge
$244,900$259,0002 bd2 ba1,280 sqft$191 /sqft$1,868 /mo all-in ↓

158 OSPREY CIRCLE, ELLENTON, FL, 34222

Active23 days on marketListed Aug 28, 2026MLS #A4703633

Reduced $14KManufactured HomeRIDGEWOOD MEADOWS PH II & III

Come see it

Upcoming open house

Sun, Sep 27

1:00 PM – 3:00 PM

Open House Hosted By Jennifer Flores, Realtor with Leslie Wells Realty

About this home

158 OSPREY CIRCLE

Water views and a long list of major updates set this 2 bedroom, 2 bath manufactured home apart on an oversized lot in the sought-after 55+ gated community of Ridgewood Meadows. This is land-owned living at its best: no lot rent, just genuine pride of ownership from top to bottom. Step inside and you will immediately notice the level of care that has gone into this home. New Low-E windows with quartz sill plates fill every room with natural light, while gorgeous new laminate flooring flows throughout. Every room has been freshly repainted, and the home has been re-plumbed with new elongated, high-profile toilets and custom lighting throughout. The primary suite is a true retreat, featuring a spacious custom closet with sliding barn doors and a spa-style bathroom with a glass-enclosed custom shower. Both bathrooms boast brand-new vanities topped with quartz countertops. In the kitchen, the owners even added a custom pantry for extra storage. Outside, the upgrades continue with a newly rebuilt screened lanai, added in 2026, complete with its own new roof, gutters and underground downspouts, offering the perfect spot to enjoy tranquil water views with your morning coffee. New French doors with built-in blinds connect the living room to the lanai, and a new storm door and new AC system add comfort and peace of mind. Car enthusiasts and hobbyists will love the rare 2-car carport, easily convertible to a garage, plus a large custom-built outside workshop and storage room with new lighting and drywalled walls, ideal for projects, storage or a home gym. The driveway and walkway have been finished with a durable, textured painted coating for lasting curb appeal. Ridgewood Meadows offers an active, resort-style lifestyle with 24-hour, 7-day gated security, a community pool, clubhouse, tennis and new pickleball courts, an exercise park, great fishing and a full calendar of activities and events. You are minutes from the Ellenton Premium Outlets, shopping, dining and medical facilities, with quick access to I-75 putting Bradenton, Sarasota, Tampa, St. Petersburg and Florida's world-famous Gulf beaches all within easy reach. And with a flood zone X designation, you can enjoy added peace of mind. If you have been searching for an affordable, move-in-ready home in a welcoming community where you own the land, enjoy incredible amenities and embrace the Florida lifestyle, this is the one you have been waiting for. Schedule your private showing today and see everything this beautiful home and community have to offer.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,280

Sqft

0.19 ac

Lot size

1986

Year built

One

Levels

$191

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSoutheast
ExteriorRain Gutters

Community & fees

HOA fee$35/mo
Taxes (2025)$1,477/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityFishing · Buyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,868 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$123
HOA fee — from the listing$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,572Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,572
Interest rate6.00%
Loan term

Estimated payment

$1,868/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$123
HOA / condo fee$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$138KedgeAI estimate $170,473 · range $143K$188K$255K

vs edgeAI estimate

+43.7%

$/sqft vs Ellenton actives

$191 vs $184

Days on market

23 vs 43 typical

Where $191/sqft sits among the 96 Ellenton actives

33
37 · this home
15
5
0
6
$116–165$165–214$214–263$263–312$312–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ridgewood Meadows

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

Ridgewood Meadows — neighborhood snapshot

Population

828

Median age

77

Median income

$52,565

Median home value

$179,700

Avg household

2

For the school run

Manatee County School District

ElementaryBlackburn Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$305K$335K

Ellenton median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

49 of 96

Ellenton actives have cut their price

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $244,900 $14K
Aug 28, 2026Listed at $259,000 · 23 days on market since
1986Built · RIDGEWOOD MEADOWS PH II & III

Reality check

What actually sold near 158 OSPREY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

159 OSPREY CIRCLE UNIT naSold · Feb ’26

$181,000

159 OSPREY CIRCLE UNIT na · same community

2 bd · 2 ba · 1,296 sqft · $140/sqft · 50 DOM

137 OSPREY CIRCLESold · Mar ’26

$190,000

137 OSPREY CIRCLE · same community

2 bd · 2 ba · 1,352 sqft · $141/sqft · 318 DOM

99 MEADOW CIRCLESold · Mar ’26

$120,000

99 MEADOW CIRCLE · same community

2 bd · 2 ba · 1,404 sqft · $85/sqft · 203 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 158 OSPREY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 158 OSPREY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

158 OSPREY CIRCLE FAQs

What would the monthly payment be for 158 OSPREY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,868/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 158 OSPREY CIRCLE?+

The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 158 OSPREY CIRCLE?+

The most recent tax bill on record (2025) was $1,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 158 OSPREY CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $244,900, this home is listed about 14% below the Ellenton median of $286,250. The market section on this page shows how the area is trending.

Which schools are assigned to 158 OSPREY CIRCLE?+

Blackburn Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LESLIE WELLS REALTY, INC. · Jennifer Flores, PLLC. MLS #A4703633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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