CENTURY 21 Edge
$1,250,000$1,350,0004 bd4.5 ba3,567 sqft$350 /sqft≈$10,046 /mo all-in ↓

5060 KIVA CIRCLE, BRADENTON, FL, 34211

Active71 days on marketListed Aug 28, 2026MLS #A4703723

✦ Reduced $100KPrivate poolSingle Family ResidenceCRESSWIND PH II SUBPH A, B & C

About this home

5060 KIVA CIRCLE

Set on a peaceful waterfront homesite in Cresswind at Lakewood Ranch, this European-inspired 4-bedroom, 4.5-bath home offers over 3,500 square feet of living space with a layout designed for both everyday comfort and entertaining. Built in 2023, the home is only three years old and offers the benefit of newer construction with elevated finishes, generous room sizes, private guest accommodations, and a resort-style outdoor setting already in place. Inside, white marble tile runs through much of the main level, complemented by upgraded cabinetry and countertops throughout the home. In-ceiling speakers are already in place for a Sonos or similar music system, adding convenience throughout the main living spaces. Just off the front entry, a flex room provides the perfect space for a home office, den, or sitting room. The owner’s suite is spacious and private, with a large walk-in closet and oversized walk-in shower. Two additional bedrooms are also located on the main level, each with its own en-suite bath, creating comfortable and private accommodations for family or guests. A separate powder room adds convenience for visitors. Upstairs, another bedroom, full bathroom, bonus living area, and wet bar create an entirely separate space that works equally well for extended stays, entertaining, or simply having another place to unwind. The outdoor living space is just as impressive. The saltwater pool overlooks the water and is surrounded by a panoramic-style screen enclosure that keeps the view open. A fire feature, waterfall, and custom lighting create a great setting in the evenings, while the pool features can be controlled directly from your phone. Whether you’re relaxing by the water or entertaining friends and family, the space feels comfortable, private, and made for enjoying Florida living. Additional features include a dedicated laundry room, storm shutters, two HVAC systems, a security system already in place, and an oversized garage with extra room for storage. Located in Cresswind at Lakewood Ranch, the home is part of one of the area’s premier 55+ communities, where residents enjoy a clubhouse, fitness center, resort-style pool, tennis, pickleball, dog park, sidewalks, golf-cart-friendly streets, and a full calendar of social activities. Shopping, dining, entertainment, medical facilities, and everyday conveniences are all nearby, making it easy to enjoy both the community and everything Lakewood Ranch has to offer. Some homes are defined by their finishes. Others are defined by the way they live. With its waterfront setting, flexible layout, private guest spaces, and resort-style outdoor area, this home brings all of it together in a way that feels comfortable, refined, and distinctly Florida.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,567

Sqft

0.2 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$350

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Tray Ceiling(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesEast
ParkingDriveway · Garage Faces Side · Oversized
ExteriorSliding Doors

Community & fees

HOA fee$429/mo
Taxes (2025)$13,460/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,046 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$7,866
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$1,122
HOA fee — from the listing$429
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate7.50%
Loan term

Estimated payment

$10,046/mo

Principal & interest$7,866
PMI (est., until 20% equity)$469
Property taxes (actual bill)$1,122
HOA / condo fee$429
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,399,000 · range $1.3M–$1.5M$1.6M

vs edgeAI estimate

−10.7%

$/sqft vs Bradenton actives

$350 vs $235

Days on market

71 vs 55 typical

Where $350/sqft sits among the 400 Bradenton actives

103
96
92
53
21 · this home
35
$123–178$178–233$233–288$288–343$343–398$398+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Drive times from this address

Downtown Tampa≈ 59 min
Tampa Int’l Airport (TPA)≈ 70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

24,980

Median age

47.6

Median income

$119,911

Median home value

$654,600

Avg household

2.59

Households w/ children

2,261

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★★
MiddleR. Dan Nolan Middle School★★★★★
HighLakewood Ranch High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$400K → $421K

Bradenton median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

173 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 213% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,250,000 ▼ $100K
Aug 28, 2026Listed at $1,350,000 · 71 days on market since
2023Built · CRESSWIND PH II SUBPH A, B & C

Reality check

What actually sold near 5060 KIVA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17814 CRESSWIND TERRACESold · Dec ’25

$800,000

17814 CRESSWIND TERRACE · same community

4 bd · 4 ba · 3,026 sqft · $264/sqft · 132 DOM

5064 KIVA CIRCLESold · Dec ’25

$1,000,000

5064 KIVA CIRCLE · same community

3 bd · 3 ba · 2,772 sqft · $361/sqft · 20 DOM

5032 KIVA CIRCLESold · Apr ’26

$895,000

5032 KIVA CIRCLE · same community

3 bd · 3.5 ba · 2,567 sqft · $349/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5060 KIVA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5060 KIVA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5060 KIVA CIRCLE FAQs

What would the monthly payment be for 5060 KIVA CIRCLE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,046/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5060 KIVA CIRCLE?+

The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5060 KIVA CIRCLE?+

The most recent tax bill on record (2025) was $13,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5060 KIVA CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,250,000, this home is listed about 221% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5060 KIVA CIRCLE?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,250,000 runs 213% above the BRADENTON 34211 median — but at 3,567 sqft it's also nearly twice the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,350,000, now $1,250,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING III · Laura Rode. MLS #A4703723.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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