
5060 KIVA CIRCLE, BRADENTON, FL, 34211
Active71 days on marketListed Aug 28, 2026MLS #A4703723
About this home
5060 KIVA CIRCLE
Set on a peaceful waterfront homesite in Cresswind at Lakewood Ranch, this European-inspired 4-bedroom, 4.5-bath home offers over 3,500 square feet of living space with a layout designed for both everyday comfort and entertaining. Built in 2023, the home is only three years old and offers the benefit of newer construction with elevated finishes, generous room sizes, private guest accommodations, and a resort-style outdoor setting already in place. Inside, white marble tile runs through much of the main level, complemented by upgraded cabinetry and countertops throughout the home. In-ceiling speakers are already in place for a Sonos or similar music system, adding convenience throughout the main living spaces. Just off the front entry, a flex room provides the perfect space for a home office, den, or sitting room. The owner’s suite is spacious and private, with a large walk-in closet and oversized walk-in shower. Two additional bedrooms are also located on the main level, each with its own en-suite bath, creating comfortable and private accommodations for family or guests. A separate powder room adds convenience for visitors. Upstairs, another bedroom, full bathroom, bonus living area, and wet bar create an entirely separate space that works equally well for extended stays, entertaining, or simply having another place to unwind. The outdoor living space is just as impressive. The saltwater pool overlooks the water and is surrounded by a panoramic-style screen enclosure that keeps the view open. A fire feature, waterfall, and custom lighting create a great setting in the evenings, while the pool features can be controlled directly from your phone. Whether you’re relaxing by the water or entertaining friends and family, the space feels comfortable, private, and made for enjoying Florida living. Additional features include a dedicated laundry room, storm shutters, two HVAC systems, a security system already in place, and an oversized garage with extra room for storage. Located in Cresswind at Lakewood Ranch, the home is part of one of the area’s premier 55+ communities, where residents enjoy a clubhouse, fitness center, resort-style pool, tennis, pickleball, dog park, sidewalks, golf-cart-friendly streets, and a full calendar of social activities. Shopping, dining, entertainment, medical facilities, and everyday conveniences are all nearby, making it easy to enjoy both the community and everything Lakewood Ranch has to offer. Some homes are defined by their finishes. Others are defined by the way they live. With its waterfront setting, flexible layout, private guest spaces, and resort-style outdoor area, this home brings all of it together in a way that feels comfortable, refined, and distinctly Florida.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,567
Sqft
0.2 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$350
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,046 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,046/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs Bradenton actives
$350 vs $235
Days on market
71 vs 55 typical
Where $350/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
24,980
Median age
47.6
Median income
$119,911
Median home value
$654,600
Avg household
2.59
Households w/ children
2,261
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$400K → $421K
Bradenton median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
173 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 213% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5060 KIVA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$800,000
17814 CRESSWIND TERRACE · same community
4 bd · 4 ba · 3,026 sqft · $264/sqft · 132 DOM
Sold · Dec ’25$1,000,000
5064 KIVA CIRCLE · same community
3 bd · 3 ba · 2,772 sqft · $361/sqft · 20 DOM
Sold · Apr ’26$895,000
5032 KIVA CIRCLE · same community
3 bd · 3.5 ba · 2,567 sqft · $349/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5060 KIVA CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5060 KIVA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5060 KIVA CIRCLE FAQs
What would the monthly payment be for 5060 KIVA CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,046/mo — principal and interest, the actual property-tax bill, the $429/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5060 KIVA CIRCLE?+
The association fee works out to $429 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5060 KIVA CIRCLE?+
The most recent tax bill on record (2025) was $13,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5060 KIVA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,250,000, this home is listed about 221% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5060 KIVA CIRCLE?+
Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,250,000 runs 213% above the BRADENTON 34211 median — but at 3,567 sqft it's also nearly twice the size of the typical Bradenton listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,350,000, now $1,250,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Laura Rode. MLS #A4703723.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Bradenton homes, in your inbox
Like 5060 KIVA CIRCLE but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask John to ping you on any price or status change →


