CENTURY 21 Edge
$520,0002 bd2 ba1,072 sqft$485 /sqft$4,026 /mo all-in ↓

4310 FALMOUTH DRIVE UNIT 307, LONGBOAT KEY, FL, 34228

Active27 days on marketListed Aug 25, 2026MLS #A4703888

Priced 11% below the LONGBOAT KEY 34228 medianWaterfrontFully furnishedCondominiumLONGBOAT HARBOUR

About this home

4310 FALMOUTH DRIVE UNIT 307

Unlock the Door to Your Dream Beach & Boating Lifestyle! Welcome to your own slice of paradise on Longboat Key! This beautiful turnkey, fully furnished 2 bedroom, 2 bathroom condo offers the perfect blend of coastal living, resort-style amenities, and an active social lifestyle, all set against the backdrop of stunning panoramic bay views. Whether you’re looking for a full-time residence, a vacation getaway, or a place to unwind and enjoy the Florida lifestyle, this exceptional property delivers. Wake up to breathtaking water views and enjoy the ease of coastal living with hurricane-impact sliders and windows and a brand-new roof completed in 2025, providing both peace of mind and modern convenience. Just steps from your door, enjoy exclusive private beach access with a dedicated beach house featuring showers and restrooms, making spontaneous beach days as effortless as they are enjoyable. For boating enthusiasts, the Longboat Key Yacht Club offers access to boat slips and kayaks, putting the beauty of the bay right at your fingertips. Beyond the water, an impressive array of amenities makes it easy to stay active, entertained, and connected. Challenge friends to a match on the tennis courts, enjoy a game of shuffleboard, unwind in the sauna, or take advantage of the state-of-the-art fitness center. With four sparkling swimming pools, a banquet hall, game room, and convenient private beach parking, there’s always something to enjoy. This isn’t simply a condo it’s an opportunity to embrace the quintessential Longboat Key lifestyle, where beautiful surroundings, endless recreation, waterfront adventures, and a welcoming community come together. Turnkey, beautifully situated, and ready for you to make it your own, this is coastal living at its best.Come experience the lifestyle you’ve been dreaming of!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,072

Sqft

23.99 ac

Lot size

1969

Year built

Three Or More

Levels

$485

Per sqft

WaterfrontFurnished

Inside

FlooringTile
AppliancesDishwasher · Disposal · Microwave · Refrigerator
InteriorCeiling Fan(s) · Elevator · Stone Counters
LaundryNone
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationBlock
FacesSouthwest
ParkingAssigned
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$6,892/yr
PetsNo
CommunityCanal Front · Water Access · Waterfront · Clubhouse · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,026 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$574
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,200
Interest rate6.00%
Loan term

Estimated payment

$4,026/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$574
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$494KedgeAI estimate $517,346 · range $514K$525K$546K

vs edgeAI estimate

+0.5%

$/sqft vs LONGBOAT HARBOUR

$485 vs $433

Days on market

27 vs 93 typical

Where $485/sqft sits among the 8 homes for sale in LONGBOAT HARBOUR

1
1
2
2
1
1 · this home
$369–388$388–408$408–427$427–446$446–466$466+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

5 of 8

LONGBOAT HARBOUR have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Aug 25, 2026Listed at $520,000 · 27 days on market since
1969Built · LONGBOAT HARBOUR

Reality check

What actually sold near 4310 FALMOUTH DRIVE UNIT 307

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4350 CHATHAM DRIVE UNIT E307Sold · Mar ’26

$525,000

4350 CHATHAM DRIVE UNIT E307 · same community

2 bd · 2 ba · 1,072 sqft · $490/sqft · 87 DOM

4390 EXETER DRIVE UNIT 206Sold · Jul ’26

$525,000

4390 EXETER DRIVE UNIT 206 · same community

2 bd · 2 ba · 1,152 sqft · $456/sqft · 212 DOM

4420 EXETER DRIVE UNIT 307Sold · Apr ’26

$550,000

4420 EXETER DRIVE UNIT 307 · same community

2 bd · 2 ba · 1,152 sqft · $477/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4310 FALMOUTH DRIVE UNIT 307 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4310 FALMOUTH DRIVE UNIT 307 — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4310 FALMOUTH DRIVE UNIT 307 FAQs

What would the monthly payment be for 4310 FALMOUTH DRIVE UNIT 307?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,026/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4310 FALMOUTH DRIVE UNIT 307?+

The most recent tax bill on record (2025) was $6,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4310 FALMOUTH DRIVE UNIT 307?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $520,000, this home is listed about 45% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4310 FALMOUTH DRIVE UNIT 307?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$520,000 is 11% below the LONGBOAT KEY 34228 median of $582,500, and at $485/sqft it sits under the Longboat Key average of $851.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of HOUSE MATCH · Rachel Rademacher. MLS #A4703888.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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