
3129 61ST TERRACE E, ELLENTON, FL, 34222
Active22 days on marketListed Aug 29, 2026MLS #A4704464
About this home
3129 61ST TERRACE E
This 2024-built, 3-bedroom, 2-bathroom home offers more than just upgraded finishes—it delivers architectural detail, curated design, and thoughtful luxury throughout. A floor-to-ceiling custom drop zone with integrated lighting greets you at the entry, setting the tone for a home where form meets function. Just off the foyer, a dedicated home office features wall-to-wall shelving and a solid wood desk—perfect for books, décor, and focused creativity. The guest bathroom continues the design story with a floating waterfall quartz vanity, slatted wood paneling, and gold fixtures that bring boutique-hotel charm. The kitchen blends style and efficiency with quartz countertops, a herringbone tile backsplash, soft-close cabinetry, brass hardware, pendant lighting, and under/above-cabinet illumination. The adjacent dining area, framed by sliding glass doors, flows naturally to the outdoors and is anchored by a sculptural mid-century chandelier. The living room is centered around a bespoke media wall with floating cabinetry and vertical wood slats—adding warmth, depth, and a custom architectural focal point. In the primary suite, enjoy a floating makeup vanity, a minimalist headboard, and pendant lighting. The walk-in closet is fully built out for tailored organization. The ensuite bath includes dual quartz vanities, organic mirrors, and a recessed nook with dark-stained floating shelves set against a textured backdrop. Outside, enjoy a private preserve view with privacy fencing on the sides and iron fencing in back to preserve the view. There’s plenty of room for a pool, and the home sits just 1 mile from the Manatee River and waterfront dining, all within an X flood zone for low insurance. Located in a boutique community of just 70 homes with no CDD and low HOA fees, this home pairs upscale design with convenience—I-75 is just around the corner, and Ellenton Premium Outlets are within walking distance.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,693
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
$/sqft vs Ellenton actives
$236 vs $184
Days on market
22 vs 43 typical
Where $236/sqft sits among the 97 Ellenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$305K → $335K
Ellenton median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
51 of 97
Ellenton actives have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3129 61ST TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$475,000
2926 61ST DRIVE E · same community
3 bd · 3 ba · 2,228 sqft · $213/sqft · 168 DOM
Sold · Apr ’26$150,000
100 WHIPPORWILL COURT
2 bd · 2 ba · 1,606 sqft · $93/sqft · 112 DOM
Sold · Apr ’26$160,000
4316 12TH STREET COURT E
3 bd · 2 ba · 1,596 sqft · $100/sqft · 402 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3129 61ST TERRACE E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3129 61ST TERRACE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3129 61ST TERRACE E FAQs
What would the monthly payment be for 3129 61ST TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,128/mo — principal and interest, the actual property-tax bill, the $137/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3129 61ST TERRACE E?+
The association fee works out to $137 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3129 61ST TERRACE E?+
The most recent tax bill on record (2025) was $3,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3129 61ST TERRACE E?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $399,990, this home is listed about 40% above the Ellenton median of $286,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3129 61ST TERRACE E?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Jaryd Hearn. MLS #A4704464.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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