12109 PLATANO DRIVE, PUNTA GORDA, FL, 33955
Active20 days on marketListed Aug 31, 2026MLS #A4704469
About this home
12109 PLATANO DRIVE
This isn’t your typical 2-bedroom home! Situated on over a quarter acre in Tropical Gulf Acres, this 2-bedroom, 2-bath home offers a spacious layout, large workshop, no HOA, and several recent updates. The original floor plan was designed for three bedrooms, but the owner chose a 2-bedroom configuration to create a larger living space, offering the potential to convert it back to a 3-bedroom layout. Inside, you’ll find a bright living area with built-in shelving, a spacious kitchen with stainless steel appliances, gas stove and pantry, a separate dining area, and indoor laundry. The primary bedroom features a walk-in closet and private bath. Outside, the large workshop with concrete flooring and barn-style doors provides plenty of room for storage, hobbies, tools, or projects. There’s also a spacious yard and screened front porch to enjoy. Major updates include a 2022 metal roof, 2024 A/C, 2023 in-ground well pump, and 2025 water heater. With no HOA, plenty of outdoor space, a great workshop, and the potential for a third bedroom. Schedule your showing today!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,068
Sqft
0.34 ac
Lot size
1997
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,028 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,028/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.8%
$/sqft vs TROP G A
$262 vs $228
Days on market
20 vs 63 typical
Where $262/sqft sits among the 18 homes for sale in TROP G A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 18
TROP G A have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 583% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 12109 PLATANO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$235,000
27141 ALHAMBRA DRIVE · same community
2 bd · 2 ba · 1,120 sqft · $210/sqft · 11 DOM
Sold · Feb ’26$245,000
27508 HOLLYWOOD DRIVE · same community
2 bd · 1.5 ba · 962 sqft · $255/sqft · 92 DOM
Sold · Mar ’26$264,000
27403 TREADMILL DRIVE · same community
3 bd · 2 ba · 1,184 sqft · $223/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12109 PLATANO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12109 PLATANO DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12109 PLATANO DRIVE FAQs
What would the monthly payment be for 12109 PLATANO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,028/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12109 PLATANO DRIVE?+
The most recent tax bill on record (2024) was $1,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $279,900, this home is listed about 17% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$279,900 runs 583% above the PUNTA GORDA 33955 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,799,000, now $279,900 — a $2.5M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOWN & COUNTRY PROPERTIES OF FL · Shayla Ramirez Morales. MLS #A4704469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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