6744 45TH TERRACE E, BRADENTON, FL, 34203
Active36 days on marketListed Sep 4, 2026MLS #A4704746
About this home
6744 45TH TERRACE E
Virtually Staged. SELLER INCENTIVE! Seller is offering up to $8,400 toward buyer's closing costs, including the option to buy down the mortgage interest rate and reduce monthly payments, with an acceptable offer. Welcome to the highly desirable community of Crossing Creek, where space, privacy, and value come together in this 3-bedroom, 2-bath home offering 2,052 square feet of comfortable living space. Set on a desirable preserve lot, the home enjoys a peaceful natural backdrop with NO REAR NEIGHBORS, creating a wonderful sense of privacy. Inside, the OPEN-CONCEPT FLOOR PLAN is designed for both everyday living and entertaining. Tile flooring extends throughout the main great room area, providing a clean, cohesive look and easy maintenance. NEW A/C AND WATER HEATER BEING INSTALLED (2026). The spacious owner's retreat features new carpet (2026) and a private en-suite bath, creating a comfortable space to unwind at the end of the day. Both secondary bedrooms had new carpet installed in 2025. Two additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Another major advantage of Crossing Creek is the opportunity to enjoy a convenient Bradenton location without the higher carrying costs found in many surrounding communities. With a LOW HOA AND NO CDD, homeowners can enjoy significant savings compared with many communities in neighboring Lakewood Ranch. Whether you're relaxing at home while enjoying the preserve setting, entertaining friends in the open great room, or taking advantage of everything Bradenton and nearby Lakewood Ranch have to offer, this home delivers an appealing combination of SPACE, PRIVACY, LOCATION, AND VALUE. If you've been searching for a home with more than 2,000 square feet, an open floor plan, a beautiful natural setting, and lower ongoing community fees, this Crossing Creek home is the one for you!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,052
Sqft
0.16 ac
Lot size
2
Garage
2008
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,512 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,512/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
$/sqft vs Bradenton actives
$212 vs $243
Days on market
36 vs 75 typical
Where $212/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crossing Creek Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Crossing Creek Village — neighborhood snapshot
Population
914
Median age
50
Median income
$98,517
Median home value
$387,700
Avg household
3
Households w/ children
92%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 6744 45TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$430,000
6838 44TH TERRACE E · same community
3 bd · 2 ba · 2,052 sqft · $210/sqft · 10 DOM
Sold · Mar ’26$432,000
4436 67TH STREET E · same community
3 bd · 2 ba · 2,046 sqft · $211/sqft · 3 DOM
Sold · May ’26$440,000
4428 67TH STREET E · same community
3 bd · 2 ba · 2,070 sqft · $213/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6744 45TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6744 45TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6744 45TH TERRACE E FAQs
What would the monthly payment be for 6744 45TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,512/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6744 45TH TERRACE E?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6744 45TH TERRACE E?+
The most recent tax bill on record (2025) was $5,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6744 45TH TERRACE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $434,899, this home is listed about 12% above the Bradenton median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6744 45TH TERRACE E?+
Braden River High School (high), William H. Bashaw Elementary (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$434,899 runs 60% above the BRADENTON 34203 median — but at 2,052 sqft it's also 32% larger than the typical Bradenton listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $439,900, now $434,899 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Robert Casella. MLS #A4704746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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