CENTURY 21 Edge
$27,500≈$367 /mo all-in ↓

NE 386TH AVENUE, OLD TOWN, FL, 32680

Active40 days on marketListed Sep 2, 2026MLS #A4704958

✦ Priced 80% below the OLD TOWN 32680 medianGREENVIEW

About this home

NE 386TH AVENUE

Discover the peace and privacy of country living on this beautiful, wooded 2-acre parcel in Old Town. Offering plenty of space and natural surroundings, this property is an excellent opportunity to build your dream site-built home or place a manufactured home. Enjoy a secluded setting while remaining conveniently close to everyday amenities, with local shopping, schools, and public boat ramps on the Suwannee River just a 5–10 minute drive away. Outdoor enthusiasts will appreciate the nearby State Parks and natural springs, while the Gulf of Mexico is approximately 35 minutes away for fishing, boating, and coastal adventures. Whether you’re looking to build a permanent residence, weekend retreat, or investment property, this spacious Old Town parcel offers the ideal combination of privacy, convenience, and access to the best of North Florida’s outdoor lifestyle.

Facts & features

The home at a glance

2 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$393/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$367 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$162
FHA mortgage insurance (est.)$12
Property tax — 2025 actual bill$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $963Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $963
Interest rate6.00%
Loan term

Estimated payment

$367/mo

Principal & interest$162
FHA mortgage insurance (est.)$12
Property taxes (actual bill)$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Old Town

Get to know Old Town. See the full Old Town guide →

OLD TOWN 32680 — neighborhood snapshot

Population

10,445

Median age

51.5

Median income

$47,547

Median home value

$95,300

Avg household

2.54

Households w/ children

951

The numbers that matter

The Old Town market

Seller’s marketLeans buyer — 12.7 months of inventoryBuyer’s market

$198K → $179K

Old Town median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% below the OLD TOWN 32680 median. See the full Old Town market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $27,500 · 40 days on market since

Reality check

What actually sold near NE 386TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5426 NE HIGHWAY 349Sold · Oct ’25

$155,000

5426 NE HIGHWAY 349

2 bd · 2 ba · 960 sqft · $161/sqft · 13 DOM

1811 NE 364TH AVENUESold · Nov ’25

$120,000

1811 NE 364TH AVENUE

1 bd · 1 ba · 1,008 sqft · $119/sqft · 47 DOM

383 NE 355TH AVENUESold · Oct ’26

$195,000

383 NE 355TH AVENUE

3 bd · 2 ba · 1,440 sqft · $135/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about NE 386TH AVENUE — start here.

CallText
kevin@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NE 386TH AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

NE 386TH AVENUE FAQs

What would the monthly payment be for NE 386TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $367/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NE 386TH AVENUE?+

The most recent tax bill on record (2025) was $393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Old Town?+

At $27,500, this home is listed about 90% below the Old Town median of $272,445. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of DOMAINREALTY.COM LLC · Matthew Larmore. MLS #A4704958.

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